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Upfront fees

A portion of the total fee that a purchaser must pay aside from the loan.

Ongoing fees

Also called 'service' or 'administration' fees, charged every month or every year for administering your loan.

Introductory rate

The introductory interest rate offered as a special discount on your home loan for a set period of time at the beginning of your loan agreement.

Introductory term

The length of time the introductory interest rate is applied to your home loan at the beginning of your loan agreement.

Ongoing rate

The ongoing interest rate of the home loan that begins right after the introductory rate ends.

Loan amount

The total value of the loan applied for in a loan agreement.

Loan term

The number of years needed to repay the loan, as indicated in the loan agreement.

Initial per month

The initial value of the loan repayments to be made per month during the special interest discount rate period at the beginning of the loan.

Outgoing per month

The ongoing value of the loan repayments to be made per month during the normal interest rate period that occurs from the end of the special interest discount rate period until the end of the loan term.

Total payable

The total amount of loan repayments made, ascertained only when the loan is completed.

The information provided by this calculator is intended to provide an approximate estimate based on stated assumptions and inputs entered. For more information, read more on Copyright, Legal and Disclaimers.