loan repayments

Investors need to determine the appropriate loan repayments would be over a certain period of years of their home loan agreements. Smart Property Investment's loan repayment calculator provides a determinate amount of mortgage repayments by using the length of the loan term, interest rate and loan-to-value-ratio to calculate the total amount needed.
DISCLAIMER: The information provided by this calculator is intended to provide an approximate estimate based on stated assumptions and inputs entered. For more information, read more on
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Loan amount

The total value of the loan applied for in a loan agreement.

Interest rate

The amount of interest due per period, as a proportion of the amount loaned, deposited or borrowed.

Loan term

The number of years needed to repay the loan, as indicated in the loan agreement.

Repayment scheme/frequency

The schedule in which repayment is made, whether the loan is paid every monthly, fortnightly, or on a weekly basis.

Repayment type

The type of loan applied for in a loan application. Either a principal and interest loan or a interest only loan.


Monthly repayments

An amount that estimates the value of monthly repayments to be made to use by investors to satisfy the loan.

Total interest payable

The approximate total amount of interest payable that satisfies the loan agreement, to which an interest rate is applied.

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