Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

cash deposit
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Deposit bonds – the cash alternative

If you’ve got cash but it’s all tied up, a deposit bond could be the solution you need to secure that new...
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chess strategy
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Mortgage reduction strategy: paying fortnightly

The small step of switching from monthly to fortnightly repayments can put a big dent in your mortgage.
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fast track
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Fast track your mortgage repayments

Make your dream of debt free homeownership a reality with a few simple strategies.
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down to depreciation
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How to manage your mortgage in a rising rate environment

With indicators pointing to a number of hikes to the Reserve Bank of Australia’s official cash rate over the months...
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Is it time to fix?

Attractive pricing on fixed rate home loans is expected to entice an increasing numbers of home buyers to lock in a...
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pay and save
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Pay the rent as well as save? No worries!

While much of the media spin is all doom and gloom for housing affordability it seems wishful home buyers won’t let...
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The broker benefit

Mortgage brokers offer home buyers more than just a home loan; they offer help, support, knowledge, expertise as well...
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Self-employed? No worries

A friend of mine who recently started her own personal training business said to me the other night she wouldn’t be...
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Avoiding bill shock

Have you ever been at the receiving end of a whopping mobile phone bill surprise? You may not have to worry for too...
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loan application
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Rental payments – qualification for a home loan?

One of the country’s largest mortgage broking groups is calling on lenders to consider rental payments as evidence of...
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Time to factor in higher interest rates

Home buyers should expect borrowing costs to rise at some point very soon, the Reserve Bank of Australia (RBA)indicated...
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How much is too much?

First home buyer mortgage pressure is on the rise, according to a new report, with as many as one in two first home...
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Comparison rates – a true comparison?

When it comes to assessing home loan products, just which rate should home buyers consider and is a comparison rate a...
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No deposit? No problem

There are a number of options available for borrowers that want to enter the property market but are unable to stump up...
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Smart investment property funding: know your goals

With rental returns set to soar and interest rates on the decline there’s never been a better time for investors to...
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Give your children a financial education

Money is one of life’s most valuable commodities, so it is important to develop good saving skills from a young age....
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No deposit – no purchase

Australian lenders are upping the amount they are willing to lend investors and home buyers, but those aspiring buyers...
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Unlocking equity for investment

Give your buying power a boost by tapping into the equity that’s built up in your home.
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Buy now or save a bigger deposit?

Aspiring property buyers are eager to get into the property market with almost half more inclined to borrow more in...
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Ease your debt burden through consolidation

Most working Australians are no stranger to debt. These days, most of us have at least one credit card, a car loan, and...
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Strategies for driving down the asking price

If you find your heart set on a property that is just outside your price range don’t despair: with the right strategy...
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Harness the power of super

If you were ever to consider what type of super power you would most like to have, DIY super may not always be the...
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Debt – the good and the bad

It’s a four letter word – debt – but not necessarily a bad one. If used wisely, the rewards can be significant;...
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Know the real value - November

Whether you’re a home buyer or an investor, if you’re contemplating buying a property, understanding its true value...
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Budgeting basics

The foundation of any success in property starts with good money management.
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