Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Pay the rent as well as save? No worries!

Finance • 30 Nov 1999

Pay the rent as well as save? No worries!

While much of the media spin is all doom and gloom for housing affordability it seems wishful home buyers won’t let anything stand in their way of home ownership –...

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Finance • 30 Nov 1999

The broker benefit

Mortgage brokers offer home buyers more than just a home loan; they offer help, support, knowledge, expertise as well as confidence – all things first home buyers can...

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Finance • 30 Nov 1999

Self-employed? No worries

A friend of mine who recently started her own personal training business said to me the other night she wouldn’t be able to get a home loan. I asked her why? Her...

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Finance • 30 Nov 1999

Avoiding bill shock

Have you ever been at the receiving end of a whopping mobile phone bill surprise? You may not have to worry for too much longer, under regulatory changes currently under...

Rental payments – qualification for a home loan?

Finance • 30 Nov 1999

Rental payments – qualification for a home loan?

One of the country’s largest mortgage broking groups is calling on lenders to consider rental payments as evidence of first home buyers’ ability to service a home...

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Finance • 30 Nov 1999

Time to factor in higher interest rates

Home buyers should expect borrowing costs to rise at some point very soon, the Reserve Bank of Australia (RBA)indicated this week.

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Finance • 30 Nov 1999

How much is too much?

First home buyer mortgage pressure is on the rise, according to a new report, with as many as one in two first home buyer households dedicating more than a third of...

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Finance • 30 Nov 1999

Comparison rates – a true comparison?

When it comes to assessing home loan products, just which rate should home buyers consider and is a comparison rate a genuine comparison?

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Finance • 30 Nov 1999

No deposit? No problem

There are a number of options available for borrowers that want to enter the property market but are unable to stump up the 20 per cent deposit traditionally required by...

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Finance • 30 Nov 1999

Smart investment property funding: know your goals

With rental returns set to soar and interest rates on the decline there’s never been a better time for investors to explore the property market.