Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Philip Lowe

Finance • 02 Apr 2020

Negative interest rates out of the question: RBA

The Reserve Bank has “no appetite” for negative interest rates, with the current cash rate locked in for an “extended period”, the central bank has confirmed.

rental payments

Finance • 27 Mar 2020

6 arguments against relaxing rental payments

An industry body has hit back at the “fundamentally flawed” notion that the NSW government could legislate to remove the obligation of tenants to pay their rent.

Kevin Young

Finance • 25 Mar 2020

‘Crazy APRA-imposed’ interest-only loan policy must stop

There’s a new call for banks to urgently allow home loan borrowers to roll over their interest-only loans indefinitely.

RBA

Finance • 19 Mar 2020

COVID-19 and the case for a further cash rate cut

Amid a slide towards a global recession, the Reserve Bank of Australia has held an out-of-cycle emergency meeting, where it grappled with a decision on whether to drop...

The booming business of the bank of mum and dad

Finance • 13 Mar 2020

The booming business of the bank of mum and dad

New research has revealed a surprising source of loans is trailing only the big four banks when it comes to property assistance and mortgages in Australia — and...

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Finance • 03 Mar 2020

RBA reveals March cash rate call

The Reserve Bank of Australia (RBA) has announced its decision on the official cash rate for March amid speculation the fallout from COVID-19 would force the bank to...

Apartment block

Finance • 24 Feb 2020

Victorians urged to consider loans to combat combustible cladding

Victorian property owners are being prompted to immediately begin fixing potential issues with combustible cladding repairs with the offer of a strata loan.

The credit conundrum of not paying council rates

Finance • 24 Feb 2020

The credit conundrum of not paying council rates

Non-payment of council rates should no longer appear as a black mark on an individual’s credit file, according to a law firm.

Philip Lowe

Finance • 21 Feb 2020

Mixed RBA signals cloud rate outlook

Analysts are in two minds about the Reserve Bank’s monetary policy strategy, with recent remarks from governor Philip Lowe casting doubt over expectations for further...

Valentines Day dinner

Finance • 13 Feb 2020

The Valentine’s Day trap

Australians are less enamored by the notion of Valentine’s Day than they have been in previous years, with a new survey revealing money and relationship finances are a...