Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Nicole Cannon

Finance • 06 Jul 2020

Should you freeze your mortgage?

While pausing mortgage repayments may be tempting for those struggling with payments, it may be best to explore other options first to avoid some negative long-term...

mortgage rate under 2 per cent

Finance • 01 Jul 2020

Where can you get a mortgage rate under 2 per cent?

New mortgage-holders can now get rates for below 2 per cent, as authorised deposit-taking institutions fight for new business.

SMEs

Finance • 26 Jun 2020

Caution advised to SMEs refusing to engage with landlords

Small and medium-sized businesses who are using COVID-19 as an excuse to refuse to either pay or engage with landlords without proper reason is likely to backfire,...

Scott Morrison

Finance • 24 Jun 2020

Is the HomeBuilder scheme too limited?

Many Australians have been disappointed by how tight the eligibility criteria is for the new HomeBuilder scheme, writes Lynette Manciameli.

big 4 banks

Finance • 18 Jun 2020

Shelter from the storm: Australians find sanctuary with big 4

Australian borrowers appear to have flocked back to big four banks in droves since the COVID-19 crisis began – but why?

Nicole Cannon

Finance • 16 Jun 2020

Property loan approvals still possible for JobKeeper recipients

Property investors with reduced working hours or receiving JobKeeper payments may be able to obtain loans for property purchases if they are able to provide certain...

Nicole Cannon

Finance • 15 Jun 2020

Lenders exercise caution with high-density postcodes

While the Australian economy is starting to reopen, many lenders are still imposing tighter conditions for property loans, particularly those in high-density postcodes.

HomeBuilder scheme hotspots revealed

Finance • 12 Jun 2020

HomeBuilder scheme hotspots revealed

CoreLogic has released new research that identifies the regions with the most owner-occupied properties that could take advantage of the HomeBuilder renovation...

REIA president Adrian Kelly

Finance • 05 Jun 2020

REIA backs HomeBuilder package

The Real Estate Institute of Australia has thrown its support behind the federal government’s new housing stimulus package.

Tim McKibbin

Finance • 05 Jun 2020

Beware of banks’ loan deferral schemes, real estate body warns

Home owners are advised to tread carefully when signing up for loan repayment deferrals.