THE PROPERTY NERDS: How Labor’s super tax plan could reshape SMSF landscape
In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, are joined by John Collignon from C2 Financial Group to unpack the potential legislative changes impacting SMSFs.
The group examines the Labor government’s proposed Division 296 tax, which targets super balances exceeding $3 million and has sparked controversy for taxing unrealised gains and adding complexity to fund management.
With the Senate's support still uncertain, political hurdles remain, as other parties may demand stricter measures such as lowering the threshold or banning SMSF borrowing.
These changes could deter smaller investors, reducing rental housing supply and concentrating super control in larger funds.
Despite misconceptions, SMSFs are now more accessible, thanks to lower fees and flexible strategies, making them suitable for informed investors who understand their responsibilities and seek professional guidance.
With expert support from firms like C2 Financial Group, SMSFs remain a viable option for Australians seeking control over their retirement savings despite evolving regulations.
If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, Twitter and LinkedIn.
If you would like to get in touch with our team, email [email protected] for more insights, or hear your voice on the show by recording a question below.
Like what you hear on the podcast? Keen to receive more insights from The Property Nerds, delivered straight to your inbox?
More from this writer:
-
-
What does it mean to understand the property market?
-
Debt recycling: The tax hack every investor should know
-
INSIDE COMMERCIAL PROPERTY: Building legacy through property, no. 62
-
Market’s next move: Affordable suburbs primed for investor-driven growth
-
First property: Why the 20% deposit myth could cost you millions
-
Refinancing and debt help: How brokers support borrowers in volatile markets