Login
THE PROPERTY NERDS: The banks don’t want you to meet her
A lower interest rate could save thousands, but a strategic debt reduction plan could cut hundreds of thousands from the total cost of a mortgage.
On The Property Nerds, Arjun Paliwal is joined by finance specialist Kat Marsalek to examine the strategies borrowers can use to reduce their mortgage debt and slash their lifetime interest bill.
Marsalek shares a case study where projected interest fell from more than $1.3 million to $300,000 after restructuring cash, loan repayments, and investment debt.
The pair also look at offset versus redraw, debt consolidation, and using investment property cash flow to attack non-deductible home loan debt faster.
Marsalek argues that borrowers need more than a competitive interest rate, with a personalised debt reduction strategy potentially changing how quickly a mortgage is paid off and how much interest is ultimately charged.
Want to see more stories from trusted news sources?
Make Smart Property Investment a preferred news source on Google.
Click here to add Smart Property Investment as a preferred news source.
Free investor loan check
Better property decisions start with smarter lending.
A free 15-minute finance check for property investors.
What are your lending goals?
Choose a goal to request a callback.
Ready to talk?
Book a 15-minute call →Finni Pty Ltd · Australian Credit Licence 384324 · Privacy
