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Which Mortgage: How to unlock hundreds of thousands more in borrowing power
Rate rises are squeezing borrowing capacity, but smarter budgeting and lender selection could give buyers access to hundreds of thousands more.
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How to unlock hundreds of thousands more in borrowing power
Property Investment Podcast Network
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How to unlock hundreds of thousands more in borrowing power
With mortgage repayments climbing and property values falling, investors are under pressure to rethink their borrowing strategy, but the right budgeting and lender choices could unlock significantly more borrowing power.
On Which Mortgage, Alex Whitlock speaks with Finni brokers Eva Loisance and Costa Arvanitopoulos about boosting borrowing power through tighter budgeting, debt reduction and smarter lender selection.
The trio examine how a couple reduced their monthly spending by more than $1,000 to unlock more lending options, and why Athena, Ubank, and Macquarie are currently standing out for different borrower profiles.
They also discuss refinancing and equity releases ahead of further valuation falls, with Victoria emerging as a key market for buyers looking beyond Sydney.
From credit cards and car loans to deposit schemes and investment potential, the brokers share practical ways to strengthen borrowing capacity as higher rates continue to bite.
Enjoy the podcast.
If you are looking to maximise your purchasing capacity prior to submitting an application, check out Finni’s complimentary resource, 15 Ways to Improve Your Borrowing Power, to learn how minor adjustments to your daily finances can substantially increase your loan approval limits: finni.com.au/borrowing-power-guide
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