Our Portfolio

A young accountant’s simple way of managing a large portfolio

By Bianca Dabu
Calculator

Michael Johnson has been “doing the heavy lifting” for the management of Momentum Media’s Alex Whitlock and Phil Tarrant’s 17-property portfolio, and while it may appear as a daunting task, he has developed a seamless system with the rest of the financial team to ensure its continuous growth.

From the very beginning, Alex and Phil have made it a point to establish transparency among all members of their team—every single transaction and every single element that comprises their portfolio.

According to Alex: “It is a complex process but it's also something that has grown organically because we set the infrastructure up … from the first property. I remember [Phil] working on an Excel spreadsheet, which still exists now … It's become very scalable.”

This streamlined process has given them more opportunities to track the progress of every single property as well as their portfolio as a whole.

“It gives you visibility … on whether interest rates are out of sync [and other factors that might affect the portfolio’s growth],” the property investor added.

 ‘Keep an eye on cash flow’

One of the key things that helps Michael and the whole financial team in driving the portfolio towards success is cash flow. The young accountant believes that keeping track of this particular piece of data can help property investors avoid any unexpected costs that could ruin their budget and ultimately derail their journey.

According to him: “There's a lot of hidden costs that people don't realise you have to pay for, so one of these things that Phil and I have built into our way of processing things is keeping an eye on cash flow.”

“Say, ‘Okay, well, how much does it cost us to hold these properties?’ It might be a cost per week, it might be a cost per month, however you want to look at it—[just make] sure you have every single cost allocated to something so ... you know how much it's costing you.

“I can say … ‘Hey guys, it's going to cost us x amount of dollars per month to hold this, so we need to make sure we have this amount of money in our bank account so it doesn't get overdrawn,’ ” he explained further.

Right now, the 17-property portfolio is valued at around $7 million, with $3 million to $4 million in equity.

Michael’s advice for budding property professionals: Establish an open communication with the property investors you are working with—from their transactions to their goals, capabilities, and limitations—in order to provide just the right service that they need.

He said: “[It’s] really not too difficult once you have the systems in place, and the systems I walked into that Phil setup [is] pretty seamless.”

“Every single one of the properties that we've purchased, we've purchased it for a reason … There's a lot of potential there and I think that's what [it] comes back to … There [should be a] reason behind every single one of these purchases,” he concluded.

Tune in to Michael Johnson and Alex Whitlock’s episode on The Smart Property Investment Show to know more about the day-to-day operations of an 17-property portfolio, as well as the impact property managers have had in steering property investment journeys into success.

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Sydney
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Adelaide

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A softening market can be a difficult time for a property investor with finance approval tightening and property capital growth slowing, and while many real estate agents are also feeling the squeeze McGrath Brighton Le Sands' Bill Tsounias claims it is simply the market returning to normal.

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In this episode of the Smart Property Investment Show, Bill joins host Phil Tarrant to share his thoughts on the current Sydney property market, and to share the shifts that he has seen in house and unit sale prices following their worst quarter in the past decade.

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If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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In this episode of the Smart Property Investment Show, Gavin joins host Phil Tarrant to discuss how he chose the locations where he decided to invest and how, due to the initial lack of education (something that he now values highly), he lost money on his first two investments.

Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A joint property portfolio before they were even living together

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A young accountant’s simple way of managing a large portfolio
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