Promoted Content

Do this one thing before you invest in a commercial SMSF property

By Opteon

Promoted by Opteon.

So, you’ve decided to expand your SMSF investment strategy, and started looking at buying a commercial property.

Should you get an independent valuation before you buy?

Of course you should, and here’s why.

Firstly, smart thinking on the commercial property front.

ATO figures show that commercial property investment within an SMSF grew nearly 47 per cent in the five years to March 2017. And while 4% of funds have residential property assets, commercial property in an SMSF is nearly three times as popular, at 11%.

This is because of the secure, and largely higher, income yields commercial property offers, due to possibly longer leases and the high demand certain commercial properties and locations offer.

Secondly, as with all significant financial decisions, not to mention major life decisions about how to best prepare for your retirement, forewarned is forearmed.From a property investment standpoint, that means getting upfront valuation advice on a potential property, before you make the big leap.

How do you ascertain the value of your new investment? Your best bet is to get an expert involved, and get a pre-purchase valuation from a professional, independent valuer.

A pre-purchase valuation provides an estimate of the value of a property, taking all local market factors into consideration. This includes market conditions, demand and supply of similar properties, economic conditions, potential yield, and other factors which may have an impact on marketability and value of the property.

Specific to commercial valuations, a valuer will also consider things like foot traffic for retail properties, zoning, existing tenancies and transferable business assets.

Property valuation experts can empower you to make informed and strategic decisions about your investment in commercial property. They can also arm you with the information you need to negotiate borrowing terms with your lender.

And once you’ve decided whether to invest or not, a regular valuation from an Opteon valuer can help in multiple other ways - with ongoing rental reviews, lease consultancy, capital gains tax and tax depreciation schedules.

A regular valuation will also help you meet those all-important SMSF reporting requirements. As the proud owner of your new SMSF commercial property, you’ll need to prepare annual financial accounts and statements, and these accounts must include the market value of any property.

A professional, independent valuation provides objective data that can be used by the SMSF auditor to sign off on the financial statements.

In addition to the recommended independent valuation of any property assets in an SMSF every three years,you might need a valuation if there’s been material shifts in property market conditions in your area, or if the SMSF property asset makes up a large proportion of your fund.

In most instances, for the two years in between, Opteon can conduct an AMA (Analysed Market Assessment) to determine the property’s value and provide a written report.

Whether it’s pre or post commercial property purchase, getting an independent commercial property valuation or tailored property advice that fits your commercial needs, is easy with Opteon. 

Please contact us if you would like more information on how we can help you with a property valuation for your SMSF. For a free quote please email [email protected]opteonsolutions.com or call 1300 40 50 60. We can’t wait to help you!

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podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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Caifu Property\u2019s Automatic Equity program is designed to add a minimum of double the value of your salary to your portfolio every 12-18 months.\u00a0The program deals with five to six figures of instant equity, helps time poor investors generate equity in the shortest time possible without compromising your lifestyle or demanding your time.\u00a0<\/p>\r\n

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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