Promoted Content

Is it time to forget about one-bedroom apartments?

By St Dane Property Solutions

Promoted by St Dane Property Solutions.

It’s often assumed one-bedroom apartments underperform as investment properties. However, in the quest for wealth creation, you best be careful making assumptions.

Some common advice you may hear from your local mortgage broker is that two, or three-bedroom apartments consistently outperform one-bedroom apartments in rental and capital growth. But put simply, the evidence just doesn’t support this.

Societal changes, such as the strong trend towards more people choosing to live alone, means demand for one-bedroom apartments is increasing. And it is not just young first-home buyers. This is happening in all age groups – whether older adults are perhaps widowed, divorced or downsizing.

In the 2016 census, single-person homes represented an unprecedented 25 per cent of all Australian households and the ABS predicts the number will increase to 1.7 million people over the next 20 years.

From a property investment point of view, this is good news as most seasoned residential investors would prefer a diversified portfolio of four or five properties than own one larger property.

One-bedroom apartments allow investors to diversify their assets and minimise risk.  Experts say that it is usually a preferable investment strategy to have, for example, three one-bedroom apartments in three different suburbs rather than one large apartment or house.

Lower buy-in costs for one-bedroom units also means they provide a greater rate of return in gross rent, in percentage terms, compared to larger dwellings, and upkeep on a one-bedroom apartment is substantially lower than a larger property.

Another factor to consider is that, as property prices continue to rise, one-bedrooms are in demand for their comparative affordability and this will be an advantage when you are ready to sell.

However, you need to carefully choose the type of apartment and the location. Any apartment, large or small, will only appeal if it is well designed, has abundant natural light and is part of an attractive complex. As for location, most renters are after lifestyle and convenience – a location packed with amenity, close to the pastimes they enjoy and close to where they work.

Inner-city precincts with cafes, restaurants, mainstream and speciality shopping, and with good transport links, are proven rental winners.

Shared facilities in the apartment building, such as a pool, gym, outdoor cinema or barbecue area are all very appealing to people who live alone, as they present an easy way to meet the neighbours and entertain friends. A further evolution is the shared dining room and kitchen, which allows apartment dwellers to entertain numbers of guests.

St Dane Property Solutions has partnerships with tier 1 developers across Australia and has pre-market access to exceptional apartments, townhouse and house-and-land packages. They can help you buy the right property, at the right price, at the right time: https://stdaneproperty.com.au

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podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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Caifu Property\u2019s Automatic Equity program is designed to add a minimum of double the value of your salary to your portfolio every 12-18 months.\u00a0The program deals with five to six figures of instant equity, helps time poor investors generate equity in the shortest time possible without compromising your lifestyle or demanding your time.\u00a0<\/p>\r\n

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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