RBA

9 Jun 2011
Sydney Suburban Hotspot revealed
Sydney buyers looking to secure affordable property with the promise of strong capital growth should turn to Quakers Hill. ...
25 Sep 2014
Investor activity a risk to economy: RBA
In its biannual Financial Stability Review released yesterday, the RBA expressed concern over rapidly growing investor activi...
2 Oct 2018
What did the RBA decide with cash rates this month?
The Reserve Bank of Australia has announced its cash rate decision for October following its monthly board meeting. ...

Comments

petea
More houses in Melbourne -- will the urban sprawl ever end. Supply and demand is already blown out,...
sitiveni
doesnt matter what the RBA does or any central banks around the world. Qualitive or Quantitive Easing, lowering the cash rate to 0 wont work in a deflationary economy and thats whats already started t.....rba does or any central banks around the world. Qualitive or Quantitive Easing, lowering the cash ra...
Andrew Staehr
Hi Barbara. The same tips will apply in reverse if the local council development approval has a restriction with respect to how a unit can be occupied within a complex....
Naomi Mitchell
Hi Steven,Thanks for your query.To answer your question - SMSFs are specifically prohibited from borrowing under a limited recourse borrowing arrangement (LRBA) to fund improvements to single acquirab.....rba) to fund improvements to single acquirable assets. However, the ATO accepts that a SMSF can pote...
NEWSLETTER
Be the first to hear the latest property investment insights
 
FROM THE WEB
object(stdClass)#1642 (52) {
  ["id"]=>
  string(5) "18736"
  ["title"]=>
  string(83) "Juggling residential and commercial property investments: How this investor does it"
  ["alias"]=>
  string(82) "juggling-residential-and-commercial-property-investments-how-this-investor-does-it"
  ["introtext"]=>
  string(313) "

Penelope Valentine’s portfolio is a varied one.  From residential investment properties to syndicated investment in caravan parks, motels and upcoming involvement in a fast food and service station site, she has built a portfolio which she says will help her retire in the next ten years.

" ["fulltext"]=> string(2641) "

In this episode of the Smart Property Investment Show, Penelope joins host Phil Tarrant to share her tips for others considering adding commercial investment to their property portfolio, unpack the processes in place in her investment syndicate, and discuss how that style of investing has worked for her.

She explains how she invests through her SMSF, why she chooses to self-manage that fund and how impending changes may impact one of her properties which is regularly rented through short-term rental site Airbnb.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

$18m investor shares his ‘life-changing’ first investment
‘Easy’ capital growth strategy revealed by long-time investor
It’s the investor, not the investment, that counts

AREAS MENTIONED:

Batemans Bay
Devonport
Peregian Springs
Surry Hills
Callala Beach
" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(2) "45" ["created"]=> string(19) "2018-10-18 04:42:11" ["created_by"]=> string(4) "1689" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2018-10-18 05:01:13" ["modified_by"]=> string(4) "1689" ["modified_by_name"]=> string(12) "Todd Stevens" ["publish_up"]=> string(19) "2018-10-18 05:01:13" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(231) "{"image_intro":"images\/podcasts\/Penelope-Valentine.jpg","float_intro":"","image_intro_alt":"Penelope Valentine","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(1002) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","show_publishing_options":"","show_article_options":"","show_urls_images_backend":"","show_urls_images_frontend":"","canonical_link":"","transcript":"","clientName1":"","clientDesc1":"","clientImage1":"","clientUrl1":"","clientName2":"","clientDesc2":"","clientImage2":"","clientUrl2":"","clientName3":"","clientDesc3":"","clientImage3":"","clientUrl3":"","clientName4":"","clientDesc4":"","clientImage4":"","clientUrl4":"","author_promotion_line":""}" ["metadata"]=> string(53) "{"robots":"","author":"","rights":"","xreference":""}" ["metakey"]=> string(66) "juggling, residential, commercial, property, investments, investor" ["metadesc"]=> string(200) "Penelope Valentine’s portfolio is a varied one.   From residential investment properties to syndicated investment in caravan parks, motels and upcoming involvement in a fast food and service stati" ["access"]=> string(1) "1" ["hits"]=> string(2) "59" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "2641" ["ordering"]=> string(1) "1" ["category_title"]=> string(16) "Investor stories" ["category_route"]=> string(16) "investor-stories" ["category_access"]=> string(1) "1" ["category_alias"]=> string(16) "investor-stories" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "47" ["author"]=> string(12) "Todd Stevens" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(4) "ROOT" ["parent_id"]=> string(1) "1" ["parent_route"]=> string(0) "" ["parent_alias"]=> string(4) "root" ["rating"]=> string(1) "0" ["rating_count"]=> string(1) "0" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#1569 (3) { ["data":protected]=> object(stdClass)#1565 (43) { ["tag_layout"]=> string(9) "_:maintag" ["save_history"]=> string(1) "1" ["history_limit"]=> int(5) ["show_tag_title"]=> string(1) "1" ["tag_list_show_tag_image"]=> string(1) "0" ["tag_list_show_tag_description"]=> string(1) "0" ["tag_list_image"]=> string(0) "" ["tag_list_orderby"]=> string(12) "c.core_title" ["tag_list_orderby_direction"]=> string(3) "ASC" ["show_headings"]=> string(1) "0" ["tag_list_show_date"]=> string(1) "0" ["tag_list_show_item_image"]=> string(1) "0" ["tag_list_show_item_description"]=> string(1) "0" ["tag_list_item_maximum_characters"]=> int(0) ["min_term_length"]=> string(1) "3" ["return_any_or_all"]=> string(1) "1" ["include_children"]=> string(1) "0" ["maximum"]=> int(13) ["tag_list_language_filter"]=> string(3) "all" ["tags_layout"]=> string(9) "_:default" ["all_tags_orderby"]=> string(5) "title" ["all_tags_orderby_direction"]=> string(3) "ASC" ["all_tags_show_tag_image"]=> string(1) "0" ["all_tags_show_tag_descripion"]=> string(1) "0" ["all_tags_tag_maximum_characters"]=> int(20) ["all_tags_show_tag_hits"]=> string(1) "0" ["filter_field"]=> string(1) "1" ["show_pagination_limit"]=> string(1) "1" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["tag_field_ajax_mode"]=> string(1) "1" ["show_feed_link"]=> string(1) "0" ["show_page_heading"]=> NULL ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["menu-meta_description"]=> string(100) "Read the latest property investment news from the leading website for Australian property investors." ["secure"]=> int(0) ["page_title"]=> string(3) "RBA" ["page_description"]=> string(11) "sample desc" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(3) "RBA" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2018-10-18 04:42:11" ["slug"]=> string(88) "18736:juggling-residential-and-commercial-property-investments-how-this-investor-does-it" ["catslug"]=> string(19) "45:investor-stories" ["link"]=> string(113) "/advice/investor-stories/18736-juggling-residential-and-commercial-property-investments-how-this-investor-does-it" }
Juggling residential and commercial property investments: How this investor does it
object(stdClass)#1648 (52) {
  ["id"]=>
  string(5) "18717"
  ["title"]=>
  string(76) "Are changes to capital gains tax and negative gearing policies on the cards?"
  ["alias"]=>
  string(75) "are-changes-to-capital-gains-tax-and-negative-gearing-policies-on-the-cards"
  ["introtext"]=>
  string(330) "

With possible changes to negative gearing and the capital tax discount threatening the portfolios of many Australian investors, president of the Real Estate Institute of Australia Malcolm Gunning joins host Phil Tarrant to share his thoughts on the longevity of negative gearing should we see a Labor government in power.

" ["fulltext"]=> string(2264) "

Malcolm unpacks the role of the REIA as an advocate for everyone in real estate, including investors, shares details of his face-to-face chat with Bill Shorten about negative gearing and capital gains tax and discusses why he believes that Australia needs a minister for property at both a federal and state level.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

Property market update: Perth, September 2018
Property market update: Melbourne, September 2018
New PM announced: Industry experts reveal what it means for investors

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(2) "45" ["created"]=> string(19) "2018-10-15 05:15:00" ["created_by"]=> string(4) "1689" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2018-10-18 04:42:27" ["modified_by"]=> string(4) "1689" ["modified_by_name"]=> string(12) "Todd Stevens" ["publish_up"]=> string(19) "2018-10-15 05:40:48" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(235) "{"image_intro":"images\/podcasts\/Malcolm-Gunning-web.jpg","float_intro":"","image_intro_alt":"Malcolm Gunning, REIA","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(1002) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","show_publishing_options":"","show_article_options":"","show_urls_images_backend":"","show_urls_images_frontend":"","canonical_link":"","transcript":"","clientName1":"","clientDesc1":"","clientImage1":"","clientUrl1":"","clientName2":"","clientDesc2":"","clientImage2":"","clientUrl2":"","clientName3":"","clientDesc3":"","clientImage3":"","clientUrl3":"","clientName4":"","clientDesc4":"","clientImage4":"","clientUrl4":"","author_promotion_line":""}" ["metadata"]=> string(53) "{"robots":"","author":"","rights":"","xreference":""}" ["metakey"]=> string(29) "capital, gains, tax, negative" ["metadesc"]=> string(200) "With possible changes to negative gearing and the capital tax discount threating the portfolios of many Australian investors, president of the Real Estate Institute of Australia Malcolm Gunning joins" ["access"]=> string(1) "1" ["hits"]=> string(3) "121" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "2264" ["ordering"]=> string(1) "2" ["category_title"]=> string(16) "Investor stories" ["category_route"]=> string(16) "investor-stories" ["category_access"]=> string(1) "1" ["category_alias"]=> string(16) "investor-stories" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "47" ["author"]=> string(12) "Todd Stevens" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(4) "ROOT" ["parent_id"]=> string(1) "1" ["parent_route"]=> string(0) "" ["parent_alias"]=> string(4) "root" ["rating"]=> string(1) "0" ["rating_count"]=> string(1) "0" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#1563 (3) { ["data":protected]=> object(stdClass)#1633 (43) { ["tag_layout"]=> string(9) "_:maintag" ["save_history"]=> string(1) "1" ["history_limit"]=> int(5) ["show_tag_title"]=> string(1) "1" ["tag_list_show_tag_image"]=> string(1) "0" ["tag_list_show_tag_description"]=> string(1) "0" ["tag_list_image"]=> string(0) "" ["tag_list_orderby"]=> string(12) "c.core_title" ["tag_list_orderby_direction"]=> string(3) "ASC" ["show_headings"]=> string(1) "0" ["tag_list_show_date"]=> string(1) "0" ["tag_list_show_item_image"]=> string(1) "0" ["tag_list_show_item_description"]=> string(1) "0" ["tag_list_item_maximum_characters"]=> int(0) ["min_term_length"]=> string(1) "3" ["return_any_or_all"]=> string(1) "1" ["include_children"]=> string(1) "0" ["maximum"]=> int(13) ["tag_list_language_filter"]=> string(3) "all" ["tags_layout"]=> string(9) "_:default" ["all_tags_orderby"]=> string(5) "title" ["all_tags_orderby_direction"]=> string(3) "ASC" ["all_tags_show_tag_image"]=> string(1) "0" ["all_tags_show_tag_descripion"]=> string(1) "0" ["all_tags_tag_maximum_characters"]=> int(20) ["all_tags_show_tag_hits"]=> string(1) "0" ["filter_field"]=> string(1) "1" ["show_pagination_limit"]=> string(1) "1" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["tag_field_ajax_mode"]=> string(1) "1" ["show_feed_link"]=> string(1) "0" ["show_page_heading"]=> NULL ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["menu-meta_description"]=> string(100) "Read the latest property investment news from the leading website for Australian property investors." ["secure"]=> int(0) ["page_title"]=> string(3) "RBA" ["page_description"]=> string(11) "sample desc" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(3) "RBA" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2018-10-15 05:15:00" ["slug"]=> string(81) "18717:are-changes-to-capital-gains-tax-and-negative-gearing-policies-on-the-cards" ["catslug"]=> string(19) "45:investor-stories" ["link"]=> string(106) "/advice/investor-stories/18717-are-changes-to-capital-gains-tax-and-negative-gearing-policies-on-the-cards" }
Are changes to capital gains tax and negative gearing policies on the cards?
object(stdClass)#1567 (52) {
  ["id"]=>
  string(5) "18707"
  ["title"]=>
  string(56) "What ending interest-only loans means for your portfolio"
  ["alias"]=>
  string(56) "what-ending-interest-only-loans-means-for-your-portfolio"
  ["introtext"]=>
  string(250) "

The tight lending environment is making things tough for property investors, but as broker Aaron Christie-David explains, it is not just those looking to expand their portfolio who could be met with serviceability complications.

" ["fulltext"]=> string(2685) "

With many investors unable to extend the interest-only period of their mortgage and having to switch to a principal and interest loan, Aaron joins host Phil Tarrant to break down what investors can expect around fee increases to maintain their portfolio.

Aaron sums up the pros and cons of both types of loans, predicts who will likely struggle to keep their portfolio and what he has seen as common traits of top performing property investors with years of experience as a broker.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

Mistakes landlords make and how you can avoid them
Understanding lingo that trips up the smartest property investors
Investing as a couple? Here's what you need to watch out for

AREAS MENTIONED:

Parramatta

 

" ["checked_out"]=> string(1) "0" ["checked_out_time"]=> string(19) "0000-00-00 00:00:00" ["catid"]=> string(2) "45" ["created"]=> string(19) "2018-10-11 04:19:10" ["created_by"]=> string(4) "1689" ["created_by_alias"]=> string(0) "" ["state"]=> string(1) "1" ["modified"]=> string(19) "2018-10-15 05:46:09" ["modified_by"]=> string(4) "1689" ["modified_by_name"]=> string(12) "Todd Stevens" ["publish_up"]=> string(19) "2018-10-11 04:28:29" ["publish_down"]=> string(19) "0000-00-00 00:00:00" ["images"]=> string(239) "{"image_intro":"images\/podcasts\/Aaron-Christie-David-web.jpg","float_intro":"","image_intro_alt":"Aaron Christie David","image_intro_caption":"","image_fulltext":"","float_fulltext":"","image_fulltext_alt":"","image_fulltext_caption":""}" ["urls"]=> string(121) "{"urla":false,"urlatext":"","targeta":"","urlb":false,"urlbtext":"","targetb":"","urlc":false,"urlctext":"","targetc":""}" ["attribs"]=> string(1002) "{"article_layout":"","show_title":"","link_titles":"","show_tags":"","show_intro":"","info_block_position":"","info_block_show_title":"","show_category":"","link_category":"","show_parent_category":"","link_parent_category":"","show_associations":"","show_author":"","link_author":"","show_create_date":"","show_modify_date":"","show_publish_date":"","show_item_navigation":"","show_icons":"","show_print_icon":"","show_email_icon":"","show_vote":"","show_hits":"","show_noauth":"","urls_position":"","alternative_readmore":"","article_page_title":"","show_publishing_options":"","show_article_options":"","show_urls_images_backend":"","show_urls_images_frontend":"","canonical_link":"","transcript":"","clientName1":"","clientDesc1":"","clientImage1":"","clientUrl1":"","clientName2":"","clientDesc2":"","clientImage2":"","clientUrl2":"","clientName3":"","clientDesc3":"","clientImage3":"","clientUrl3":"","clientName4":"","clientDesc4":"","clientImage4":"","clientUrl4":"","author_promotion_line":""}" ["metadata"]=> string(53) "{"robots":"","author":"","rights":"","xreference":""}" ["metakey"]=> string(33) "interest, loans, means, portfolio" ["metadesc"]=> string(200) "The tight lending environment is making things tough for property investors, but as broker Aaron Christie-David explains, it is not just those looking to expand their portfolio who could be met with " ["access"]=> string(1) "1" ["hits"]=> string(3) "160" ["xreference"]=> string(0) "" ["featured"]=> string(1) "0" ["language"]=> string(1) "*" ["readmore"]=> string(4) "2685" ["ordering"]=> string(1) "3" ["category_title"]=> string(16) "Investor stories" ["category_route"]=> string(16) "investor-stories" ["category_access"]=> string(1) "1" ["category_alias"]=> string(16) "investor-stories" ["published"]=> string(1) "1" ["parents_published"]=> string(1) "1" ["lft"]=> string(2) "47" ["author"]=> string(12) "Todd Stevens" ["author_email"]=> string(33) "[email protected]" ["parent_title"]=> string(4) "ROOT" ["parent_id"]=> string(1) "1" ["parent_route"]=> string(0) "" ["parent_alias"]=> string(4) "root" ["rating"]=> string(1) "0" ["rating_count"]=> string(1) "0" ["alternative_readmore"]=> NULL ["layout"]=> NULL ["params"]=> object(Joomla\Registry\Registry)#1568 (3) { ["data":protected]=> object(stdClass)#1634 (43) { ["tag_layout"]=> string(9) "_:maintag" ["save_history"]=> string(1) "1" ["history_limit"]=> int(5) ["show_tag_title"]=> string(1) "1" ["tag_list_show_tag_image"]=> string(1) "0" ["tag_list_show_tag_description"]=> string(1) "0" ["tag_list_image"]=> string(0) "" ["tag_list_orderby"]=> string(12) "c.core_title" ["tag_list_orderby_direction"]=> string(3) "ASC" ["show_headings"]=> string(1) "0" ["tag_list_show_date"]=> string(1) "0" ["tag_list_show_item_image"]=> string(1) "0" ["tag_list_show_item_description"]=> string(1) "0" ["tag_list_item_maximum_characters"]=> int(0) ["min_term_length"]=> string(1) "3" ["return_any_or_all"]=> string(1) "1" ["include_children"]=> string(1) "0" ["maximum"]=> int(13) ["tag_list_language_filter"]=> string(3) "all" ["tags_layout"]=> string(9) "_:default" ["all_tags_orderby"]=> string(5) "title" ["all_tags_orderby_direction"]=> string(3) "ASC" ["all_tags_show_tag_image"]=> string(1) "0" ["all_tags_show_tag_descripion"]=> string(1) "0" ["all_tags_tag_maximum_characters"]=> int(20) ["all_tags_show_tag_hits"]=> string(1) "0" ["filter_field"]=> string(1) "1" ["show_pagination_limit"]=> string(1) "1" ["show_pagination"]=> string(1) "2" ["show_pagination_results"]=> string(1) "1" ["tag_field_ajax_mode"]=> string(1) "1" ["show_feed_link"]=> string(1) "0" ["show_page_heading"]=> NULL ["menu_text"]=> int(1) ["menu_show"]=> int(1) ["menu-meta_description"]=> string(100) "Read the latest property investment news from the leading website for Australian property investors." ["secure"]=> int(0) ["page_title"]=> string(3) "RBA" ["page_description"]=> string(11) "sample desc" ["page_rights"]=> NULL ["robots"]=> NULL ["page_heading"]=> string(3) "RBA" ["access-view"]=> bool(true) } ["initialized":protected]=> bool(true) ["separator"]=> string(1) "." } ["displayDate"]=> string(19) "2018-10-11 04:19:10" ["slug"]=> string(62) "18707:what-ending-interest-only-loans-means-for-your-portfolio" ["catslug"]=> string(19) "45:investor-stories" ["link"]=> string(87) "/advice/investor-stories/18707-what-ending-interest-only-loans-means-for-your-portfolio" }
What ending interest-only loans means for your portfolio
Highest annual price growth - click a suburb below to view full profile data: