Christmas crunch a timely reminder to aspiring property investors


Christmas crunch a timely reminder to aspiring property investors

By Emma Ryan | 21 November 2019

Is an investment property all you want for Christmas? Learn how to maximise your efforts by budgeting correctly this festive season.

Getting in the Christmas spirit often means forking out more money than one usually would. Between office parties, end-of-year celebrations and those tempting shop-front bargains, it’s easy to lose sight of your property goals.

However, Lianna Pan, co-founder and data scientist of Freedom Property Investors, said that with some forward-planning, investors can remain on track.

“If you think about what a property can do in terms of return, growth, taxation savings and creating an asset for the whole family to benefit from in the long term, it surely outweighs the short-term joy of living it up big over the festive season,” she said.

“Looking at the world we live in, it seems that we don’t really need more consumerism, as in consuming more stuff, but smarter use of our buying power. Be it more meaningful and sustainable gifts or purchases, or why not something more substantial and something that will appreciate in value like an investment property.

“It may well be a hard habit to break, the end-of-year hyper-consumerism spending spree, but I am sure that many of us can relate to having wished they hadn’t when they are still paying it off six months later or see all their savings have disappeared in one short end-of-year month.”

Despite many putting their property plans on hold this time of year, Ms Pan said the festive season presents an opportune time for investors.


“Now is a great time to look and buy property, before the New Year’s resolution makers jump on the bandwagon and start to property-shop in early 2020. This is making it only harder to buy well, plus you are competing with more buyers then, too,” she said.

“The beginning weeks of the new year are always extra busy when it comes to the property market, be it for investment or home occupiers.

“Why not beat the rush, get in early and put a property under your Christmas tree this year.”



Property refers to either a tangible or intangible item that an individual or business has legal rights or ownership of, such as houses, cars, stocks or bond certificates.

Christmas crunch a timely reminder to aspiring property investors
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