Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 05 Aug 2024

5 factors to consider before refinancing a mortgage

With refinancing surging in popularity over the past 12 months, home owners must consider whether refinancing is right for their circumstances.

Finance • 23 Jul 2024

3 tips for managing mortgage stress

With a recent survey revealing around 165,000 home owners may be forced to sell their houses if elevated interest rates continue, it is necessary more than ever to...

Finance • 16 Jul 2024

Could ‘the bank of family and friends’ get you on the property ladder?

With no end of affordability issues in sight, social funding is being touted as a new way for aspiring Australian property owners to get a foot firmly on the ladder.

Finance • 15 Jul 2024

7 in 10 buyers prepared to move without a 20% deposit

As house prices rise, buyers are increasingly looking to alternative finance pathways to purchase their next home.

Finance • 11 Jul 2024

Are Australia’s skyrocketing construction costs finally settling down?

Residential construction costs could finally be stabilising, according to the latest data.

Finance • 11 Jul 2024

A concerning number of Aussies have ‘ditched or downgraded’ their property insurance

As the cost of living continues to bite, a new survey has shown many Australians have chosen to swap, scrutinise, or ditch their home insurance policies.

Finance • 08 Jul 2024

Are Aussie buyers missing out on the chance for cheaper conveyancing costs?

A plan to bring cheaper conveyancing to Australians across the country has been stalled by the discontinuation of a plan to improve the interoperability of...

Finance • 05 Jul 2024

How could property prices perform under a 14th rate rise?

Home prices bounced back over 13 rate rises to reach new highs in 2024 – but would another one trigger a change to the current trend?

Finance • 28 Jun 2024

Borrowers warned: ‘Start preparing for another one, if not two rate hikes’

Larger than expected increases in annual inflation figures have led an economist to warn borrowers the rate hike cycle is not yet over.

Finance • 28 Jun 2024

Will home buyers benefit from stage 3 tax cuts?

As financial year 2023–24 draws to a close, taxpayers must consider to what degree they will benefit from the upcoming tax revisions coming into effect on 1 July.