Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 01 Feb 2024

How reservicing your loan could be key in this climate

Mortgage prison doesn’t have to be a financial sentence, according to one mortgage broker.

Finance • 31 Jan 2024

Latest on inflation – is a rate cut in the works?

The latest inflationary figures are painting a promising picture for the likelihood of a lower cash rate coming sooner rather than later in 2024.

Finance • 24 Jan 2024

1 in 5 slash spending to pay down loan: NAB

A new survey has revealed that spending habits are rapidly changing amid growing consumer stress, with consumers using these savings to pay down their mortgages.

Finance • 19 Jan 2024

Mortgage stress eases despite Cup Day rate rise

Mortgage stress decreased for the second straight month in November 2023 despite the central bank raising rates by 25 basis points, according to new research.

Finance • 11 Jan 2024

Cash rate reduction could be on the cards in 2024

Home buyers and mortgage holders may be able to expect a drop in the cash rate over the coming year, if the latest inflationary indicators are anything to go by.

Finance • 10 Jan 2024

Interest-free loans set to get stalled WA homes completed

The Western Australian government will offer interest-free loans to help residential builders complete projects that have been delayed due to lack of funds.

Finance • 08 Dec 2023

Home hunters would take even higher mortgage rates to buy sooner

Surprising new research found that one in two Australians would choose take on a steeper interest rate if it meant owning their home more quickly.

Finance • 07 Dec 2023

1 in 2 strata buildings have serious defects in NSW

A new report has found more than half (53 per cent) of strata buildings across the state had serious defects between 2016 and 2022.

Finance • 05 Dec 2023

RBA delivers final rate call for 2023

After much anticipation, the Reserve Bank of Australia (RBA) has finally revealed whether this year will close with a cash rate hike or hold.

Finance • 28 Nov 2023

1 in 3 Australian homes are cheaper to buy than rent

More than one-third (or 36.3 per cent) of homes across the country are cheaper to buy than they are to rent at current prices.