Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Construction costs hit 20-year high with no reprieve in sight

New data from CoreLogic for the third quarter of 2022 has indicated the severity of the construction cost crisis...

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Mortgage prison looms with Sydney prices set to drop nearly 200k

Since peaking in January 2022, Sydney’s house prices have declined significantly, and new data from RateCity predict...

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Divorcees suppressed by rising interest rates

Individuals who have recently been through a divorce or separation are finding it extremely difficult to refinance or...

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RBA rate hikes set to continue record-high levels of refinancing

According to RateCity, Australia’s “refinancing boom” is set to remain in place for at least a few more months.

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Property Finance Uncut – October ‘22

A must-listen for anyone with a mortgage, Property Finance Uncut gives Aussies the latest intel on the lending scene.

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RBA reveals October cash rate decision

With just three months left in 2022, the Reserve Bank of Australia (RBA) has now handed down its first decision of the...

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What happens when you sell a property with a home loan

Most people take out a home loan in order to buy a property, and it usually takes a while to finish paying off their...

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SMSFs warned on risk of ‘mortgage prison’

With further interest rate rises expected over coming months, some SMSFs may be left trapped in legacy products paying...

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Customers don’t like big 4’s post-rate waiting games

Australia’s big four banks have been called out for their “deafening silence” since the latest cash rate decision...

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Property Finance Uncut – September ‘22

A must-listen for anyone with a mortgage, Property Finance Uncut gives Aussies the latest intel on the lending scene.

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Home lending tanks as rate hikes, hefty costs scare away buyers

New data has shown that buyers are retreating from the market, as rising rates and surging costs associated with...

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RBA hands down September cash rate decision

Against a backdrop of rising inflation, Australia’s central bank has revealed its latest move.

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Warning issued as Sunshine State scams snatch would-be tenant bonds

A spate of Sunshine Coast rental scams that have emerged this past week highlight the ever-constant threat of cyber...

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Queensland property scheme operator pleads guilty to fraud

Pensioners were among those targeted by the scam, which saw some victims borrow against their homes to invest in...

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Tax-exempt landlords in for a shock under Qld’s new regime

Changes to Queensland’s tax code that will charge investors land tax based on the value of their entire Australian...

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3 in 4 home owners gripped with mortgage anxiety amid rising rates, report shows

Rising rates are causing an increasing number of Aussies to feel anxious about their mortgages, a new report has...

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Should your rate stay fixed or move to variable?

Suncorp became the 15th lender to cut its fixed home loan rate in August, which begs the question — should borrowers...

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How brokers could form referral partnerships with advisers

A mortgage brokerage has pushed brokers to target specific markets when forming referral partnerships with financial...

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Riding the property rollercoaster until 2024? Here’s what’s in store

New price forecasting has aimed to illuminate where property values will rest by the end of next year and beyond.

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South Australian higher education grads get a leg up

 South Australia has adjusted one of its programs to help home buyers access financing with less than a 20 per cent...

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No smoke and mirrors, BS or bias

If you have been reading headlines in recent months, you might be doing anything from quietly sobbing (“my property...

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Should APRA take note of UK lending stress test changes?

The Bank of England’s (BoE) latest mortgage stress test amendments could pave the way for a similar model on home...

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Investor activity continues decline

The number of active investors within Australia’s property market has fallen month on month, new research has found.

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SPECIAL EDITION: Finance in focus

August 2022: Join Smart Property Investment’s Phil Tarrant and Finni Mortgages chief executive Paul Glossop to...

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RBA reveals August cash rate decision

Following on from three consecutive higher-than-normal hikes, the Reserve Bank of Australia (RBA) has revealed its...

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