Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 27 Feb 2025

Mortgage stress soars off the back of affordability challenges: Domain

New research has found that rates of mortgage stress have increased across the capital cities, with repayments for an entry-priced home in Sydney now requiring 57.6 per...

Finance • 21 Feb 2025

Over 50 lenders to pass rate cut in full

More than 50 lenders, including the “big four”, have announced plans to cut variable home loan rates by 0.25 percentage points following the Reserve Bank of...

Finance • 19 Feb 2025

Investor loans grow over 3x faster than PPOR market

The Australian investor market continues to grow, with investor loans rising by 22 per cent in 2024, more than three times faster than owner-occupier loans.

Finance • 18 Feb 2025

RBA delivers first cash rate call for 2025: What investors need to know

Following weeks of speculation and constantly shifting forecasts, the Reserve Bank of Australia has handed down its first cash decision in 2025.

Finance • 17 Feb 2025

Investor home loans decline for the first time in close to 2 years

While the number and total value of new investment loans declined in the December 2024 quarter, the average home loan size instead continued to grow over the period.

Finance • 17 Feb 2025

‘Mortgage war’ begins: Westpac re-calibrate variable rates

Westpac has re-calibrated its lowest variable rate ahead of the Reserve Bank of Australia meeting in a bid to ease the "mortgage war" that follows a rate cut.

Finance • 12 Feb 2025

Westpac cuts fixed rates ahead of RBA

Westpac has cut its fixed-rate mortgages a week ahead of the Reserve Bank of Australia (RBA) meeting, now reaching the lowest fixed rate of the “big four” banks.

Finance • 03 Feb 2025

NAB slash fixed-rate mortgages

NAB cut its fixed-rate mortgages two weeks ahead of the RBA meeting, leading the way among the “big four” banks.

Finance • 03 Feb 2025

Interest rates to shape property market throughout 2025

Experts have predicted that the Australian property market will thrive with both higher listings and buyer demand.

Finance • 31 Jan 2025

February rate cut: NAB joins other banks in move

NAB has joined the other major banks in bringing forward its first rate cut to February, with all “big four” now expecting the cut to occur at next month’s RBA...