Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 01 Aug 2023

RBA hands down August cash rate call

The Reserve Bank of Australia (RBA) has released its final winter cash rate call for 2023.

Finance • 31 Jul 2023

Explained: Why rate calls risk upsetting Australia’s residential building industry

With the latest figures from Australia’s Consumer Price Index indicating that inflation is easing, eyes are now on the RBA, as the central bank uses this as a key...

Finance • 28 Jul 2023

‘Accidental investing’: Behind the strategy of getting your home paid off faster

A lot of Australians have the goal of amassing a small property investment portfolio. Yet many do not, instead focusing their savings elsewhere and looking just to pay...

Finance • 14 Jul 2023

RBA restructuring takes shape

Following the release of a wide-ranging review of the Reserve Bank of Australia (RBA) in April, after which the central bank accepted all the 51 recommendations made,...

Finance • 04 Jul 2023

Property Finance Uncut: Is this the game-changing rate pause borrowers are waiting for?

With the Reserve Bank of Australia (RBA) announcing its monetary policy decision for July, borrowers are now left to ponder if the latest move indicates the central bank...

Finance • 04 Jul 2023

Are government grants hurting housing affordability?

An economist with RMIT has urged the government to stop “pumping money into the housing market”.

Finance • 03 Jul 2023

Reminder: NSW’s new stamp duty scheme kicks off on 1 July

They were promised during Chris Minns’ election campaign and now the state’s updated stamp duty provisions have come into effect.

Finance • 28 Jun 2023

Government finalises HomeBuilder extension

The Albanese government has announced the deadline for existing HomeBuilder applicants has been officially extended.

Finance • 26 Jun 2023

Which postcodes are most at risk from higher interest rates?

A new report showed the weight of higher interest rates may potentially fall disproportionately on regions already saddled with significant debt.

Finance • 23 Jun 2023

THE PROPERTY NERDS: Finding your feet in the refinance boom

You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you can’t be proactive about your financial...