Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 07 Mar 2023

RBA makes March cash rate call

Following February’s decision to enact a ninth consecutive cash rate increase, Australia’s central bank has made its latest monetary policy call.

Finance • 04 Mar 2023

Latest lending figures paint grim picture for construction

The Australia Bureau of Statistics’ (ABS) January lending figures revealed building approvals dipped to a decade-long low.

Finance • 04 Mar 2023

Rising rates ‘crippling’ lending to investors, expert says

An expert warned that the rental crisis affecting the country is set to “get even worse”, as the Reserve Bank’s rapid rate rise cycle continues to have a...

Finance • 04 Mar 2023

Older Australians to ‘downsize sooner’: CEO

Worsening financial conditions will motivate elderly home owners to downsize sooner than expected, according to a non-bank lender.

Finance • 04 Mar 2023

Fears further rate rises could grind Australia’s economy to a halt

An industry heavyweight has urged the Reserve Bank of Australia (RBA) to hit the cash rate brakes ahead of its second monthly board meeting.

Finance • 01 Mar 2023

Borrowers’ hands tied by APRA’s serviceability buffer

Keeping the interest rate buffer at 3 per cent presents a major “roadblock” to both new and existing borrowers, according to Canstar.

Finance • 28 Feb 2023

Will you fall off the fixed rate ‘cliff’? Here’s 5 things to know

For many home owners, the looming fixed rate cliff presents itself as one of the greatest challenges for the year ahead.

Finance • 23 Feb 2023

How to tackle the looming ‘fixed-rate cliff’

Hundreds of thousands of borrowers with fixed-rate mortgages face a bumpy road ahead this year as record-low fixed-rate loans expire and higher “revert” rates hit.

Finance • 21 Feb 2023

Major consumer survey on taking out a home loan opens

Smart Property Investment is urging its readers to complete a survey about their experiences around taking out a home loan through a mortgage broker or a bank.

Finance • 14 Feb 2023

4 methods which could reduce your home loan

Even with financial stress growing among many Australian households in the face of rising interest rates and inflation, there are methods to relieve these pains.

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