Fast 50 desktop

Fast 50 tablet

Fast 50 mobile

Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

construction house spi 1

Latest lending figures paint grim picture for construction

The Australia Bureau of Statistics’ (ABS) January lending figures revealed building approvals dipped to a...

queensland coast suburbs spi qzkhbx

Rising rates ‘crippling’ lending to investors, expert says

An expert warned that the rental crisis affecting the country is set to “get even worse”, as the Reserve Bank’s...

old couple home spi

Older Australians to ‘downsize sooner’: CEO

Worsening financial conditions will motivate elderly home owners to downsize sooner than expected, according to a...

RBA 3 spi

Fears further rate rises could grind Australia’s economy to a halt

An industry heavyweight has urged the Reserve Bank of Australia (RBA) to hit the cash rate brakes ahead of its second...

financial budgeting planning couple spi

Borrowers’ hands tied by APRA’s serviceability buffer

Keeping the interest rate buffer at 3 per cent presents a major “roadblock” to both new and existing borrowers,...

couple looking stressed spi

Will you fall off the fixed rate ‘cliff’? Here’s 5 things to know

For many home owners, the looming fixed rate cliff presents itself as one of the greatest challenges for the year...

empty wallet spi

How to tackle the looming ‘fixed-rate cliff’

Hundreds of thousands of borrowers with fixed-rate mortgages face a bumpy road ahead this year as record-low fixed-rate...

michael johnson mm spi lt1nnh

Major consumer survey on taking out a home loan opens

Smart Property Investment is urging its readers to complete a survey about their experiences around taking out a home...

new houses suburbs spi np8cnx

4 methods which could reduce your home loan

Even with financial stress growing among many Australian households in the face of rising interest rates and inflation,...

paul glossop and reserve bank of australia dv4qlo

Property Finance Uncut: RBA serves up first 2023 rate hike – Stop overpaying on your mortgage

With the RBA serving up a 25-basis-point rate hike in February, can borrowers continue to hold the line? While the...

RBA spi 2

RBA dishes out 2023’s first cash rate decision

Two months after its last meeting, the Reserve Bank of Australia (RBA) has delivered its debut cash rate decision of...

Sydney Melbourne Brisbane spi

Expect property price declines of up to 11% in 2023: Report

With interest rate rises weighing on prices, a new outlook report is forecasting property price falls of between 7 and...

eva loisance s4mva2

How this investor cracked the property finance code with just $5k

Is it possible to climb the property ladder with just $5,000 in your bank account? This first-time buyer did just that...

philip lowe rba spi jotw08

Australia’s interest rate future: When will the RBA cease rate hikes?

The Reserve Bank of Australia’s (RBA) aggressive, inflation-stemming cash rate hiking cycle has left many Australian...

icp header jcqi55

INSIDE COMMERCIAL PROPERTY: Balancing the finance books behind commercial portfolios

It’s no secret that a healthy balance sheet is a pillar to successful commercial real estate investing. So on the...

mortgage stress house spi v2o9gu

Over 1 million mortgagors ‘at risk’ of mortgage stress: Roy Morgan

Mortgage stress increased to the highest level since July 2013 in the three months to December 2022, with almost a...

inflation growth spi

Annual inflation balloons to 30-year high

The Australian Bureau of Statistics’ (ABS) consumer price index (CPI) data revealed annual inflation reached its...

ryan gair rate money spi uny1nm

5 misconceptions about low-doc loans

What do you know about low-doc loans? Low-document (low-doc) loans have a bad reputation thanks to layers of...

spi default article image em4omm

Investor lending decline is detrimental to renters, expert says

Tenants in New South Wales, Victoria, and Queensland will get the short end of the stick following a major drop off...

steve mickenbecker canstar spi q1niyi

New lending slows as rate hikes take toll

New analysis has revealed the Reserve Bank of Australia’s (RBA) cash rate hikes have stemmed the nation’s property...

anthony waldron mortgage choice 4 spi f8ak2z

Almost 1 in 3 mortgagors plan to refinance in 2023: Mortgage Choice

A survey commissioned by Mortgage Choice has found that almost one-third of home loan customers are considering...

dog pet christmas spi yt9uwc

Beware of fake puppies and other holiday scams

Fraudsters are hard at work trying to con you over Christmas, says the Assistant Treasurer.

piggybank invest documents spi

5 key downsizer risks for younger SMSF clients

With the reduced age for downsizer contributions now passed, investors have been reminded of its potential...

selling house property keys spi w7faap

When should you let an investment property go?

It’s easy to get caught up in the excitement of investing in property and forget that each investment is a business...

carl hammerschmidt spi gvit7v

Size of refinanced loans up 6% in October: Joust

“Over-extended” borrowers with larger home loans rushed to refinance in October as rapid rate hikes eat into their...

4
5
6
7
8
9
10
11
12
13