Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 16 Mar 2023

When will the market bottom out?

Despite CoreLogic reporting a consistent cooling of Australia’s housing market decline since the back end of last year, new research from the firm has warned that the...

Finance • 15 Mar 2023

Keeping the inflation target between 2–3% is ‘alarming’: Mark Bouris

It’s time to reposition the Reserve Bank of Australia’s (RBA) inflation target, according to the financial and business expert.

Finance • 07 Mar 2023

Property Finance Uncut: Don’t let RBA’s latest rate hike land you in mortgage prison

Amidst another RBA rate hike in March, Australians are not only facing the looming threat of falling off the mortgage cliff but are also finding themselves trapped in a...

Finance • 07 Mar 2023

RBA makes March cash rate call

Following February’s decision to enact a ninth consecutive cash rate increase, Australia’s central bank has made its latest monetary policy call.

Finance • 04 Mar 2023

Latest lending figures paint grim picture for construction

The Australia Bureau of Statistics’ (ABS) January lending figures revealed building approvals dipped to a decade-long low.

Finance • 04 Mar 2023

Rising rates ‘crippling’ lending to investors, expert says

An expert warned that the rental crisis affecting the country is set to “get even worse”, as the Reserve Bank’s rapid rate rise cycle continues to have a...

Finance • 04 Mar 2023

Older Australians to ‘downsize sooner’: CEO

Worsening financial conditions will motivate elderly home owners to downsize sooner than expected, according to a non-bank lender.

Finance • 04 Mar 2023

Fears further rate rises could grind Australia’s economy to a halt

An industry heavyweight has urged the Reserve Bank of Australia (RBA) to hit the cash rate brakes ahead of its second monthly board meeting.

Finance • 01 Mar 2023

Borrowers’ hands tied by APRA’s serviceability buffer

Keeping the interest rate buffer at 3 per cent presents a major “roadblock” to both new and existing borrowers, according to Canstar.

Finance • 28 Feb 2023

Will you fall off the fixed rate ‘cliff’? Here’s 5 things to know

For many home owners, the looming fixed rate cliff presents itself as one of the greatest challenges for the year ahead.