Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
RBA apology shows no finger on the pulse read icon 2 min read
Finance • 02 Dec 2022
RBA apology shows no finger on the pulse
This week, the Reserve Bank of Australia (RBA) governor Philip Lowe publicly apologised to Australian home owners for the recent interest rate hikes.
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What is Positive Gearing and how does it work? read icon 2 min read
Finance • 24 Nov 2022
What is Positive Gearing and how does it work?
As you get started with property investing, you may have heard of the term positive gearing. It is considered a more conservative approach to investing compared to...
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Regional FHBs come out in droves for government scheme read icon 1 min read
Finance • 23 Nov 2022
Regional FHBs come out in droves for government scheme
Since its introduction earlier this year, the Albanese government’s Regional First Home Buyer Guarantee scheme has assisted numerous Australians into home ownership.
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Decrease in new mortgages highlights extent of NSW downturn read icon 1 min read
Finance • 23 Nov 2022
Decrease in new mortgages highlights extent of NSW downturn
New mortgage volumes have fallen as NSW’s market downturn continues to tighten its grip on the state, according to new research.
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NSW to get upper hand over other states from historic stamp duty reform read icon 4 min read
Finance • 23 Nov 2022
NSW to get upper hand over other states from historic stamp duty reform
Experts claim that NSW’s first home buyer law and stamp duty reform will shift the market’s direction in the coming year and give the state an edge over other...
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Home buyers warned to beware of BNPL read icon 1 min read
Finance • 16 Nov 2022
Home buyers warned to beware of BNPL
An alarm has been raised about the pitfalls of “buy now, pay later” (BNPL) for those looking to get a home loan.
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default image read icon 2 min read
Finance • 12 Nov 2022
Why are investors getting stuck on the sidelines?
Tighter lending standards and high borrowing costs are continuing to throw a wrench in the works for buyers looking to enter the market, a new report from the Property...
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Does a 2.85% cash rate push Australia towards ‘uncharted waters’? read icon 2 min read
Finance • 03 Nov 2022
Does a 2.85% cash rate push Australia towards ‘uncharted waters’?
Tuesday’s decision by the Reserve Bank of Australia (RBA) to raise the cash rate to 2.85 per cent, the highest in nearly a decade, will add further financial pressure...
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21.1% of mortgagors ‘at risk’ of mortgage stress: Roy Morgan read icon 1 min read
Finance • 02 Nov 2022
21.1% of mortgagors ‘at risk’ of mortgage stress: Roy Morgan
Rising interest rates have resulted in an estimated 948,000 mortgagors being “at risk” of mortgage stress, according to new research.
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Property still a big SMSF advice issue, says AFCA read icon 3 min read
Finance • 02 Nov 2022
Property still a big SMSF advice issue, says AFCA
One-stop shops encouraging SMSF property investment and borrowing still continue to account for a sizeable portion of SMSF disputes, says AFCA.
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