Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 04 Feb 2023

Australia’s interest rate future: When will the RBA cease rate hikes?

The Reserve Bank of Australia’s (RBA) aggressive, inflation-stemming cash rate hiking cycle has left many Australian home owners questioning if and when it will end.

Finance • 03 Feb 2023

INSIDE COMMERCIAL PROPERTY: Balancing the finance books behind commercial portfolios

It’s no secret that a healthy balance sheet is a pillar to successful commercial real estate investing. So on the latest episode of Inside Commercial Property with...

Finance • 02 Feb 2023

Over 1 million mortgagors ‘at risk’ of mortgage stress: Roy Morgan

Mortgage stress increased to the highest level since July 2013 in the three months to December 2022, with almost a quarter of mortgage holders now “at risk”, new...

Finance • 27 Jan 2023

Annual inflation balloons to 30-year high

The Australian Bureau of Statistics’ (ABS) consumer price index (CPI) data revealed annual inflation reached its highest point since 1990 last December.

Finance • 25 Jan 2023

5 misconceptions about low-doc loans

What do you know about low-doc loans? Low-document (low-doc) loans have a bad reputation thanks to layers of misconception in the past, but current data shows that many...

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Finance • 19 Jan 2023

Investor lending decline is detrimental to renters, expert says

Tenants in New South Wales, Victoria, and Queensland will get the short end of the stick following a major drop off in lending to property investors caused by rising...

Finance • 17 Jan 2023

New lending slows as rate hikes take toll

New analysis has revealed the Reserve Bank of Australia’s (RBA) cash rate hikes have stemmed the nation’s property market.

Finance • 10 Jan 2023

Almost 1 in 3 mortgagors plan to refinance in 2023: Mortgage Choice

A survey commissioned by Mortgage Choice has found that almost one-third of home loan customers are considering refinancing their home loan within the next 12 months,...

Finance • 21 Dec 2022

Beware of fake puppies and other holiday scams

Fraudsters are hard at work trying to con you over Christmas, says the Assistant Treasurer.

Finance • 21 Dec 2022

5 key downsizer risks for younger SMSF clients

With the reduced age for downsizer contributions now passed, investors have been reminded of its potential ramifications on the Age Pension and future contributions.