Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
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Finance • 13 Dec 2022
When should you let an investment property go?
It’s easy to get caught up in the excitement of investing in property and forget that each investment is a business decision. That means you need to consider your...
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Size of refinanced loans up 6% in October: Joust read icon 2 min read
Finance • 09 Dec 2022
Size of refinanced loans up 6% in October: Joust
“Over-extended” borrowers with larger home loans rushed to refinance in October as rapid rate hikes eat into their pockets, according to Joust.
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Property Finance Uncut: RBA delivers Christmas rate rise pain — Here’s how borrowers should spend their holidays read icon 1 min read
Finance • 06 Dec 2022
Property Finance Uncut: RBA delivers Christmas rate rise pain — Here’s how borrowers should spend their holidays
With the Reserve Bank of Australia delivering a year-end rate pain and borrowers facing a dreaded “mortgage cliff” this Christmas, these experts recommend mortgage...
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Home loan deposit schemes have rebranded and expanded — so let’s make sure you’re across the basics for 2023 read icon 5 min read
Finance • 03 Dec 2022
Home loan deposit schemes have rebranded and expanded — so let’s make sure you’re across the basics for 2023
From the rebranding of existing federal government deposit schemes to increases in price caps for the Home Guarantee Scheme, there are changes unfolding...
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RBA apology shows no finger on the pulse read icon 2 min read
Finance • 02 Dec 2022
RBA apology shows no finger on the pulse
This week, the Reserve Bank of Australia (RBA) governor Philip Lowe publicly apologised to Australian home owners for the recent interest rate hikes.
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What is Positive Gearing and how does it work? read icon 2 min read
Finance • 24 Nov 2022
What is Positive Gearing and how does it work?
As you get started with property investing, you may have heard of the term positive gearing. It is considered a more conservative approach to investing compared to...
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Regional FHBs come out in droves for government scheme read icon 1 min read
Finance • 23 Nov 2022
Regional FHBs come out in droves for government scheme
Since its introduction earlier this year, the Albanese government’s Regional First Home Buyer Guarantee scheme has assisted numerous Australians into home ownership.
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Decrease in new mortgages highlights extent of NSW downturn read icon 1 min read
Finance • 23 Nov 2022
Decrease in new mortgages highlights extent of NSW downturn
New mortgage volumes have fallen as NSW’s market downturn continues to tighten its grip on the state, according to new research.
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NSW to get upper hand over other states from historic stamp duty reform read icon 4 min read
Finance • 23 Nov 2022
NSW to get upper hand over other states from historic stamp duty reform
Experts claim that NSW’s first home buyer law and stamp duty reform will shift the market’s direction in the coming year and give the state an edge over other...
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Home buyers warned to beware of BNPL read icon 1 min read
Finance • 16 Nov 2022
Home buyers warned to beware of BNPL
An alarm has been raised about the pitfalls of “buy now, pay later” (BNPL) for those looking to get a home loan.
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