Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 09 Jul 2025

RBA pauses, investors brace for August shift

Although the Reserve Bank of Australia’s July rate hold disappoints mortgage holders, industry experts remain hopeful for a potential rate cut in August.

Finance • 07 Jul 2025

Rate day: Major banks anticipating another cut

This afternoon, (8 July), the Reserve Bank will hand down its fourth cash rate decision of 2025. Major banks widely expect a rate cut.

Finance • 01 Jul 2025

To rate cut or not? That is the question

After inflation eased, three of Australia’s four major banks have predicted a rate cut in July, though the RBA’s decision remains uncertain.

Finance • 26 Jun 2025

Investors return to Victoria as confidence bounces back

Investor loan growth in Victoria has surpassed owner-occupiers for the first time since June 2023, while Queensland leads Australia in annual investment loan growth.

Finance • 26 Jun 2025

Easing CPI clears path for more interest rate cuts in 2025

May’s latest consumer price index data hit its lowest point since October 2024, paving the way for additional interest rate cuts over 2025.

Finance • 20 Jun 2025

Aussies Blind to Equity Gains Despite Property Boom

Despite a booming property market and rising buyer activity, nearly half of Australians lack financial literacy, especially around key property-related terms.

Finance • 16 Jun 2025

10 Costly Mistakes Property Investors Make (and How to Avoid Them)

Even experienced investors make simple mistakes that cost time and money. Here’s how to avoid 10 of the most common traps and build a stronger property portfolio.

Finance • 16 Jun 2025

CBA pushes investor lending costs to new low

The Commonwealth Bank has cut its variable investor rate, leading the charge with the lowest rate available among the big four.

Finance • 27 May 2025

NAB and Urbanise partner to streamline strata payments

Strata managers and property owners will soon enjoy faster, simpler payments with a new integration between NAB and Urbanise.

Finance • 21 May 2025

How the RBA’s May rate cut may shape Australia’s property market

In May 2025, the Reserve Bank of Australia (RBA) delivered a widely anticipated 0.25 per cent interest rate cut, aimed at stimulating economic growth and improving...