Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 17 Feb 2025

Investor home loans decline for the first time in close to 2 years

While the number and total value of new investment loans declined in the December 2024 quarter, the average home loan size instead continued to grow over the period.

Finance • 17 Feb 2025

‘Mortgage war’ begins: Westpac re-calibrate variable rates

Westpac has re-calibrated its lowest variable rate ahead of the Reserve Bank of Australia meeting in a bid to ease the "mortgage war" that follows a rate cut.

Finance • 12 Feb 2025

Westpac cuts fixed rates ahead of RBA

Westpac has cut its fixed-rate mortgages a week ahead of the Reserve Bank of Australia (RBA) meeting, now reaching the lowest fixed rate of the “big four” banks.

Finance • 03 Feb 2025

NAB slash fixed-rate mortgages

NAB cut its fixed-rate mortgages two weeks ahead of the RBA meeting, leading the way among the “big four” banks.

Finance • 03 Feb 2025

Interest rates to shape property market throughout 2025

Experts have predicted that the Australian property market will thrive with both higher listings and buyer demand.

Finance • 31 Jan 2025

February rate cut: NAB joins other banks in move

NAB has joined the other major banks in bringing forward its first rate cut to February, with all “big four” now expecting the cut to occur at next month’s RBA...

Finance • 29 Jan 2025

RBA eyes rate cut in February as inflation figures surge

The RBA rate cut in February is becoming more likely following the latest consumer price index results and Westpac’s decision to bring forward its first cash rate...

Finance • 24 Jan 2025

Rate cuts will still leave borrowers wanting: CoreLogic

As the Reserve Bank of Australia’s (RBA) first cash rate decision for 2025 draws closer, an industry expert has warned that a much-awaited interest rate cut could have...

Finance • 23 Jan 2025

First home buyer activity surged in 2024

First home buyers have been taking the market by storm, with the number of FHB investor and owner-occupier loans tripling in 2024.

Finance • 21 Jan 2025

Rate drop: Macquarie cuts fixed rates ahead of RBA meeting

Macquarie Bank has reduced its fixed-rate mortgages weeks before the Reserve Bank of Australia’s first meeting of 2025.