Tax and legal advice

Survey: Axing negative gearing would lead to increase in listings

By Reporter

A new survey has uncovered the way Australian investors are structuring their property portfolios, with respondents indicating just how hard a change to negative gearing policy would hit them.

New research conducted by LJ Hooker show almost one third of property investors would consider selling some or all of their investment properties should the federal government axe negative gearing.

Thirty-one per cent of respondents in LJ Hooker’s 2015 Investor/Tenant survey indicated they would sell some or all of their investment properties if there was a policy change.

Fifty-five per cent of respondents indicated negative gearing was either “very important” or “important” in their investment strategies, while 16 per cent indicated that it was “not important”.

Commenting on the results, LJ Hooker national research manager Mathew Tiller said it highlighted the broader economic implications such a policy change could have.

“The negative gearing [issue] receives significant debate because of the perceived impost on the tax base, but it’s evident to see how important it is for investors. It is also important for the economy, encouraging investors to inject money into the economy, driving jobs and supporting local communities,” Mr Tiller said. 

Among the other interesting results arising from the survey is the prioritisation of capital gains over cash-flow when formulating an investment strategy.

Twenty-seven per cent of respondents indicated capital growth was their priority, with 15 per cent indicating their prioritisation of rental income.

Fifty-eight per cent indicated their preference for a balanced combination of capital growth and rental income.

It would appear many investors have opted to branch out when it comes to selecting the location of their properties, with 16 per cent of respondents indicating they own an investment property within five kilometres of where they live.

Twenty-eight per cent of respondents indicated they have an investment property “more than 20 kilometres but in the same state” of where they live, while 14 per cent invested in a different state to the one where they live.

Read more: 

Capital growth predictions 'overhyped' 

Is it boom or doom in 2016... and is ready access to finance assured in the new year ahead? 

Have you been paying attention? 

Foreign impact on real estate 'overblown' 

How to evict your tenants 

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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