Negative Gearing

negative gearing

In its simplest form, negative gearing occurs when the interest that investors are paying on the loan is more than the income or rental return generated by their asset. As a tax incentive, it allows investors to claim the costs of holding the asset as a direct deduction on their total income. By claiming deductions, investors reduce their taxable income and, ultimately, their tax payable. As the income tax is reduced, their cash flow is improved.

4 Mar 2016
Negative gearing changes could see values slump by 6%
A new report has suggested that changes to negative gearing policy could push rents up dramatically, while simultaneously put...
11 May 2016
‘Large-scale’ sell-off of properties under negative gearing reform
Changes to negative gearing policy could cause a mass sale of negatively geared properties and an increase in rental prices, ...
15 Jun 2016
A short history of negative gearing
In any sensible debate on negative gearing, it is essential to explore the history and understand the potential impacts any c...
5 Mar 2018
Abolish negative gearing to address housing affordability: Grattan
The current crisis of housing affordability has been the result of the actions of “neglectful” governments in the last 20...
17 Feb 2016
ALP changes ‘as good as killing off negative gearing altogether’
Plans to constrain negative gearing to new builds only have been lambasted by various industry groups and figures, amidst mou...
8 Apr 2015
Calls to make negative gearing 'less appealing'
As debate about first home buyers and investor overactivity continues, one mortgage lender has suggested that changes to nega...
1 Sep 2014
Can all investors succeed through negative gearing?
Ben Kingsley, Director, Empower Wealth ...

Comments

Peter Wilkinson
The problem stems from accountants and others living in the past and assuming growth is going to happen, a lot of advisors simply imply capital growth is king but doing the numbers when comparing nega.....negative gearing usually looses. Why pay a dollar to save 30 cents it doesn't make sense. Having wor...
Ben Turner
I agree with Todd Hunter (he wrote a great article against NRAS on his blog). Its essentially negative gearing repackaged and remarketed. Run your investment property at a loss to get some tax money b...
David McG
This goes to show if the RBA liked Labour they would have dropped rates sooner and deeper and actually made the investors pay tax instead of being negative geared making the government a windfall in r.....negative gearing which will in turn push rents up if they do abolish it.
Surprising only 5% of Au...
RHONDA
Investors take a massive risk providing accommodation for people. We have to jump thru all the hoops for the banks, they can put the interest rate up at anytime. We have to pay interest, water, rates,.....negative gearing they have to make sure they have enough money each week to cover all the costs, too...
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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

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In its simplest form, negative gearing occurs when the interest that investors are paying on the loan is more than the income or rental return generated by their asset. As a tax incentive, it allows investors to claim the costs of holding the asset as a direct deduction on their total income. By claiming deductions, investors reduce their taxable income and, ultimately, their tax payable. As the income tax is reduced, their cash flow is improved.

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Tune in to the latest episode of Property Showcase, the podcast with the inside track on the products and businesses that will help turbocharge your portfolio, maximise returns and make your overall investment experience seamless and stress-free!

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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Caifu Property\u2019s Automatic Equity program is designed to add a minimum of double the value of your salary to your portfolio every 12-18 months.\u00a0The program deals with five to six figures of instant equity, helps time poor investors generate equity in the shortest time possible without compromising your lifestyle or demanding your time.\u00a0<\/p>\r\n

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    In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.<\/p>\r\n

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      In its simplest form, negative gearing occurs when the interest that investors are paying on the loan is more than the income or rental return generated by their asset. As a tax incentive, it allows investors to claim the costs of holding the asset as a direct deduction on their total income. By claiming deductions, investors reduce their taxable income and, ultimately, their tax payable. As the income tax is reduced, their cash flow is improved.

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      Caifu Property’s Automatic Equity program is designed to add a minimum of double the value of your salary to your portfolio every 12-18 months. The program deals with five to six figures of instant equity, helps time poor investors generate equity in the shortest time possible without compromising your lifestyle or demanding your time. 

      In this episode of Property Showcase, Drew Evans joins editor of Real Estate, Tim Neary, to discuss the softening of traditionally strong markets and why he believes that investors should still see opportunities to create equity.

      In this episode, hear from Drew about:

      • The keys to creating equity in a falling market
      • The benefit of building rather than buying existing property
      • Their automatic equity program and how you can be involved in it
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      Whether it’s building a successful property portfolio or investing in one of their Development Funds, Open Corp can help you through every stage of your investment journey. The team has 40 property specialists who collectively have been involved in over $4 billion worth of property transactions and the acquisition of more than 8000 homes and investment properties.

      In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.

      In this episode, hear from Michael about:

      • Why property is a long-term investment
      • His predictions for the market going forward
      • How to get a free copy of their ultimate guide to real estate
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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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In its simplest form, negative gearing occurs when the interest that investors are paying on the loan is more than the income or rental return generated by their asset. As a tax incentive, it allows investors to claim the costs of holding the asset as a direct deduction on their total income. By claiming deductions, investors reduce their taxable income and, ultimately, their tax payable. As the income tax is reduced, their cash flow is improved.

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Getting finance approved in this tightening lending environment

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