Tax and legal advice

Governments line their pockets with record-high levels of property tax cash

By Sasha Karen
Property tax cash, government, paying, money, cash

Analysis of data from the Australian Bureau of Statistics by CoreLogic shows state and local governments collected $52.2 billion from property taxes during financial year 2016–17, the highest since 1999–00.

The rising figure, up 5.9 per cent from last financial year, make up 52.8 per cent of all tax revenue for state and local governments.

These taxes are made up of taxes on immovable property and taxes on financial and capital, according to the latest CoreLogic Property Pulse. Taxes on immovable property include land tax, municipal rates and other smaller taxes, while taxes on financial and capital transactions include mostly stamp duties as well as a few other smaller taxes.

The largest share of taxation revenue came from land taxes, municipal rates and stamp duty. Across all three, Victorians paid the most for municipal rates, while NSW paid the most in land taxes and stamp duty, as well as the highest amount in total.

Stamp duty in NSW is currently at 49.1 per cent of all property tax and 42.6 per cent in Victoria, which the Property Pulse stated is a volatile source of income for state governments due to the cyclical nature of the housing market. With that in mind, the Property Pulse suggested we could see stamp duty revenue fall over the next few years as we have passed the peak in both these states.

The Property Pulse mentioned that the high rate of tax being paid in these states “reflects the strength of these housing markets over the past decade relative to other states and territories”.

Over the last ten financial years, the data shows stamp duty revenue rose by 115 per cent in NSW, 114 per cent in Victoria, while land taxes in Victoria rose by 153 per cent, 123 per cent in Queensland and 125 per cent in Western Australia, and municipal rate revenue has seen a rise of 184 per cent in the ACT and 125 per cent in Western Australia.

Moving forward, the Property Pulse predicted that we could move away from stamp duty’s transactional tax to a tax on all physical property.

“Especially considering transaction volumes remain well below their peak and stamp duty revenue growth is largely being driven by higher values rather than a greater number of transactions,” the Property Pulse noted.

“Of course the transition to a broad based land tax will be difficult and recent owners may have to be compensated however, a more guaranteed source of revenue for state and territory governments means that they can much better plan for the future rather than being reliant on dwelling values and transactions remaining high in order to boost revenue.”

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With the softening market impacting property values in many parts of Australia, Sally Dale, Opteon state director for NSW, ACT and Qld joins us to discuss the importance of valuations in the current property market

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Joining host Phil Tarrant, Sally will draw on her 25 years of experience in valuation and discuss the processes involved in arriving at a value for a particular property. She will also share how that process differs between commercial and residential properties and the difficulties which regional property valuations can present.

Sally will unpack the importance and cost of regular valuations on your properties, discuss whether presentation and owner input can sway a valuation and share what you should look for when seeking a reputable property valuer.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A softening market can be a difficult time for a property investor with finance approval tightening and property capital growth slowing, and while many real estate agents are also feeling the squeeze McGrath Brighton Le Sands' Bill Tsounias claims it is simply the market returning to normal.

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If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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Gavin Kemp and his now-fiancé bought their first property together after only six months of dating. They weren’t even living together at the time. Now, two years on, the pair have bought five properties, sold two and have a solid plan in place for their ongoing property journey. 

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Gavin will share his thoughts on the current property market, reveal the people who he has leaned on throughout his property journey and discuss why his strategy employs a zero procrastination rule.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

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A joint property portfolio before they were even living together

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