Tax and legal advice

Property under a Dutton-led government: What could it mean for investors?

By Sasha Karen
Peter Dutton, Immigration and Border Protection, Australian government, property markets, property investors

With the possibility of a government headed by the current Minister for Home Affairs, Immigration and Border Protection Peter Dutton, it’s worth taking a moment to think about what a change in government leadership could mean for property markets and property investors around Australia.

Plenty of discussion in the mainstream media has shown that there is a possibility of a change of leadership in the current government. Mr Dutton is being viewed as the most likely candidate to replace Malcolm Turnbull, resulting in a general state of confusion as what a government led by Mr Dutton could mean for the country.

One aspect of this confusion is what it could mean for property investors. To clear this up, Smart Property Investment has asked experts, including Mr Dutton’s office, to try and clear up any potential confusion for property investors.

According to Peter Koulizos, chairman of the Property Investment Professionals of Australia, Mr Dutton’s stance on property investment is not fully known, and as such investors need to wait and see what the effects of his leadership can have on property.

“Up until now, Peter Dutton has been backing up what Malcolm Turnbull has been saying, so the changes that have been made in the recent times, which is the changes to depreciation, the change to not being able to claim travel expenses anymore for property investors, I’m assuming he agreed with those,” Mr Koulizos said to Smart Property Investment.

“Thankfully for property investors here, one assumes that he would agree with Malcolm Turnbull’s view that there should be no change in negative gearing, which is what the Labor party is talking about.

“Because Peter Dutton might be prime minister, you might be freaking out for other reasons, certainly not from a property perspective.”

Simon Pressley of Propertyology agreed with Mr Koulizos’ sentiments of negative gearing and other investment-specific areas to remain untouched. Before that happens, Mr Pressley said consistent wage growth needs to occur, which is currently behind hindered by APRA and lending restrictions.

“It's harder for people to borrow money, there’s less money circulating through the economy, so I don’t reckon anyone will touch investor-specific stuff,” he said to Smart Property Investment.

Waiting and seeing however can have a negative impact on property markets, as according to the Real Estate Institute of Queensland’s CEO Antonia Mercorella, political uncertainty tends to result in people holding off making decisions about buying and selling real estate.

“We see this clearly when an election is called. Property sales slump and then take a while to get going again after the result is declared,” Ms Mercorella said.

If a change of leadership does occur, investors should be keeping an eye out for policy changes to infrastructure and the economy, which may or may not have impacts for Australia nationwide or for specific pockets. Mr Pressley said the smartest option was to wait and see what happens next, but speculated that the leadership change could have a knock-on effect on Queensland property.

“Politicians have a habit, no matter which camp they're in, of buying votes, and each time there's an election coming up, the bigger profile politicians tend to get a bigger piece of the budgetary purse, so that’s a potential win for Queensland and Brisbane,” Mr Pressley said.

“What do we know about Dutton; he’s had a few different portfolios. He looked after our borders so he’s strong on immigration. I don’t know his personal views as to whether he would tighten up immigration policy; if he did that, that would have a broader impact on property markets, not a particularly positive one, but not an alarming one either.

“If he was to tighten immigration policy, logic would suggest Sydney would be the worst affected by that, given that 84,000 out of Sydney's 100,000 population increase was overseas people.”

As of 2017, Mr Dutton himself held a property portfolio of six properties, five of which are located in Queensland and one in the ACT, with his first property purchase occurring when he was just 18 years old. As of 2016 this portfolio has been valued at a minimum of $5 million.

Mr Dutton's office was contacted for comment and had not responded before publication.

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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