Tax and legal advice

Negative gearing back in the spotlight

By webmaster

Concerns over the future of negative gearing have been reignited following comments from one of the nation’s biggest banks that the tax break is unhealthy for the property market.

Speaking at a business lunch in Sydney last week, ANZ Bank chief executive Phil Chronican, voiced concerns that negative gearing rules are pushing house prices into unaffordable territory, The Sydney Morning Herald reported.

“Governments might want to look at whether the current extent of negative gearing tax breaks are fostering an unhealthy focus on housing as in investment vehicle, thereby compounding affordability issues,” he said, according to the daily.

But property development group Urban Taskforce has been quick to criticise Mr Chronican’s comments.

Such comments overlook the clear findings of the Henry Tax review released just 12 months ago, according to the group’s chief Aaron Gadiel.

“Small investors are an important source of funding for new home construction,” Mr Gadiel said.

“Investor activity in the residential housing market boosts housing supply, by funding the construction of new homes that renters cannot afford to own outright.

“Given that our national undersupply of housing now exceeds 200,000 homes, public policy should focus on allowing more investor participation in the residential property market, not less.

“Policies that try to force down home prices, without also reducing the cost of supplying new homes, will only kill-off new home construction.”

Last year’s Henry Tax review found that negative gearing for rental properties should be retained and any changes made only after reforms to the supply of housing were made, Mr Gadiel said.

“The best way to make housing more affordable is to reduce the cost of supplying new homes.”

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
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AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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