Finance Tips and Insights - Smart Property Investment

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Finance • 29 Jul 2019

Where investors are finding cheap mortgages in 2019

Investors and owner-occupiers are both reaping the rewards of rate cuts and changes to mortgage assessments, new data has shown, as interest rates continue to drop.

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Finance • 26 Jul 2019

Banks are ‘forensically’ watching property investors’ spending

If you’re looking to access more finance this financial year, you should be aware of some key red flags for lenders when they assess your suitability for a loan. 

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Finance • 25 Jul 2019

More lenders ease serviceability terms on their mortgages

Following in the footsteps of a spate of popular lenders, two more credit providers have made it easier to access their finance products by easing serviceability...

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Finance • 23 Jul 2019

The $8 billion tax cash splash and what it means for property values

Australians are cashing in on the federal government’s tax cuts and handouts. Here’s what it means for local markets. 

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Finance • 23 Jul 2019

Cheaper and easier mortgages: A wrap of the big lending changes this month

In response to the cash rate cut and adjustments from the banking regulator, there has been a spate of changes to the cost and serviceability terms of a mortgage in...

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Finance • 23 Jul 2019

Investors win as major bank undercuts competitors with loan changes

NAB has undercut some of its competitors with changes to its mortgage serviceability terms, making it easier for buyers to secure finance from this month onwards.

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Finance • 19 Jul 2019

Major bank joins spate of lenders changing mortgage terms

One of the nation’s biggest lenders has adjusted its loan serviceability conditions in response to guidance from the banking regulator. 

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Finance • 18 Jul 2019

New bank hits the market, set to offer home loans

One lender has been granted a full banking licence in Australia, and is eyeing the home loan market. 

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Finance • 17 Jul 2019

Lenders undercut the big four banks with new loan terms

In response to APRA easing its guidelines on loan serviceability, two non-major banks have changed their mortgage serviceability assessment terms.

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Finance • 15 Jul 2019

How to save $47k in interest payments on your mortgage

A non-major lender has revealed new modelling that shows how Australians with a moderate mortgage can save up to $47,000 in interest payments.

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