Finance Tips and Insights - Smart Property Investment

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Finance • 19 Jul 2019

Major bank joins spate of lenders changing mortgage terms

One of the nation’s biggest lenders has adjusted its loan serviceability conditions in response to guidance from the banking regulator. 

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Finance • 18 Jul 2019

New bank hits the market, set to offer home loans

One lender has been granted a full banking licence in Australia, and is eyeing the home loan market. 

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Finance • 17 Jul 2019

Lenders undercut the big four banks with new loan terms

In response to APRA easing its guidelines on loan serviceability, two non-major banks have changed their mortgage serviceability assessment terms.

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Finance • 15 Jul 2019

How to save $47k in interest payments on your mortgage

A non-major lender has revealed new modelling that shows how Australians with a moderate mortgage can save up to $47,000 in interest payments.

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Finance • 15 Jul 2019

Property investors tipped to win as banks under pressure with mortgage conditions

Australia’s banks and lenders are under pressure from lobbyists to ease their access to finance for Australian property buyers, following a tough couple of years for...

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Finance • 15 Jul 2019

Another major bank changes loan conditions

In response to new guidance from the banking regulator, another one of the big four banks has adjusted its loan serviceability terms. 

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Finance • 12 Jul 2019

Now is the time to review your loan arrangement, investors told

Those property investors with property in their superannuation should review their arrangements in light of current market conditions, according to one specialist...

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Finance • 12 Jul 2019

Must-knows about keeping your credit score healthy

A healthy credit score can be the difference between securing a loan and being rejected, but many property investors don’t realise the little mistakes they’re making...

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Finance • 12 Jul 2019

Big name lenders begin to loosen loan buffers

One of the major banks has updated its assessment policy for loan serviceability in response to the banking regulator’s guideline changes, and others look set to...

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Finance • 11 Jul 2019

Lenders cop it for ‘consistently failing’ consumers

Consumer credit insurance, which is often sold by lenders to borrowers when they take out a mortgage, has copped a lashing from the corporate regulator for failing...

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