Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Australian cash

Finance • 09 Jul 2019

Investors record mortgage wins, non-major lenders surge in popularity

Investors are benefiting from the relaxation in regulatory constraints, according to mortgage broking group AFG, and have edged back up to 28 per cent participants in...

Scott Morrison

Finance • 08 Jul 2019

PM under pressure to stop messing with popular loan structure

The federal government is under pressure to stop tinkering with borrowing in superannuation, as many investors and pre-retirees fear the popular structure will be taken...

Australian cash

Finance • 08 Jul 2019

How retirees have tipped $1bn into superannuation from their properties

New figures show that older Australians are taking advantage of government allowances to boost their retirement income using their home.

Construction

Finance • 05 Jul 2019

‘Fragility’ of housing market exposed in new figures

While there have been green shoots of positive price growth since the federal election, the latest building approvals figures point to the ongoing fragility of the...

Australian money

Finance • 05 Jul 2019

Secret, bad debt habits hamper Aussie investors

Against a backdrop of housing affordability constraints and rising costs of living, Australian investors are embarrassed to admit they are trapped in “endless cycles...

APRA

Finance • 05 Jul 2019

Big changes are coming to mortgage applications

The banking regulator has finalised its guidance for lenders on how they should assess loan serviceability, in a move tipped to make access to finance easier for...

RBA

Finance • 04 Jul 2019

The lenders that cut their interest rates this week

Following the Reserve Bank of Australia’s lowering of the official cash rate to a record low of 1 per cent, a number of the non-majors have followed the big four in...

Piggy bank and clock

Finance • 03 Jul 2019

How to save money with a new repayment strategy

With interest rates at new record lows, one mortgage broker explains why now is a great time to re-think their repayment strategy. He shares his tips for savvy...

RBA

Finance • 02 Jul 2019

Cash rate call for July 2019 revealed

The Reserve Bank has released the outcome of its monthly board meeting for July, following widespread expectation of more rate cuts.

Banks must support APRA response to assessment rates

Finance • 28 Jun 2019

Banks must support APRA response to assessment rates

Let’s be honest, the word “bank” has been a dirty word to the general public since the royal commission. But in reality, our banks in Australia, for the most part,...