Buying

Property investment with guaranteed rent

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Investors all have individual goals and expectations on how their property investment performs as well as what returns will be optimal for their investment strategy.

 

Some investors are looking for a quick turnaround and capital gains. Other investors are looking towards long-term investments with steady growth that provides positive cash flow. Others may be seeking to diversify their portfolio and include a mix of long-term and short-term investments.

Long-term investments

Investors seeking more sustainable long-term investments will most likely seek to invest in safe markets with strong rental demand. This generally means buying in major Australian cities or regional markets, whilst avoiding areas with high instability or boom-bust markets. When purchasing property in either an Australian capital city or major regional centre, you could expect a moderate rental yield of between four and five per cent gross per annum. However, this return is dependent on the property being tenanted which most property investors will note is not always guaranteed.

So, the questions are:

  1. How can investors diversify their portfolio with long-term investments?
  2. How can they guarantee that an investment property will deliver the rental return required?

Why invest with DHA?

DHA is a simple solution that allows investors to diversify their portfolio with a long-term investment that offersguaranteed rent. DHA is an active player in the Australian residential housing market, acquiring and developing land and constructing and purchasing housing. DHA sells properties that are integrated within the community and in close proximity to local schools, shops, transport and other amenities, making the location ideal for a long-term investment choice. Their geographically-diverse mix of properties across Australia provides investors with optionsto fulfil their investment goals.

DHA sells its properties to investors under a leaseback arrangement with over 12,800 currently leased. The long-term lease allows investors to adopt a ‘buy and hold’ strategy—perfect for long-term investors that are seeking a passive investment to balance their portfolio. The standard lease terms are nine to twelve years but DHA also offers shorter lease terms on occasion.

Government-backed investment

Importantly, DHA is backed by the Australian Government and offers guaranteed rent. The rent is calculated  from the date of settlement and is paid  monthly in advance throughout the lease term. Rent is even paid when the property isn’t occupied1. When applying for a loan, financial institutions look upon rental guarantees favourably, as you’re receiving reliable income and they know that you’ll have the capacity to repay your borrowings.

Once you have set your financial goals and timeframe, DHA could be a successful investment in your journey, providing you with a quality property in a location with growth potential. Learn more about investing with Defence Housing Australia or enquire online.

 

 

The advice contained in this article is for general information only, and should not be taken as financial advice. Investment is subject to DHA’s lease terms and conditions of sale.  Investors retain some responsibilities and risks, including property market fluctuations. Prospective investors should seek independent advice.

Rent may be subject to abatement in limited circumstances

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About the Blogger

DHA

Defence Housing Australia (DHA) provides quality housing and related services to Defence members and their families. To meet their Defence housing obligations, they are active in Australian residential housing markets, acquiring and developing land, and constructing and purchasing houses.

Each year, DHA sells a portion of its portfolio through a property investment and leaseback program. Revenue generated from this activity is DHA’s primary source of capital. It funds DHA’s operations and enables the continual provision of quality housing to Defence members and their families. In turn, investors benefit from DHA’s property expertise and the security of a DHA lease agreement.

FROM THE WEB

podcast

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In this episode of the Smart Property Investment Show, Dominique Grubisa joins host Phil Tarrant to share her personal story which saw her hit rock bottom with excessive debt during the GFC.

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Dominique unpacks how, by relying on her background in law, she was able to overcome that debt and in doing so develop a unique investment strategy which she believes many can utilise today.

Dominique discusses distressed properties, and how she goes about finding them in order to buy property well below market value. She shares the process of identifying distressed properties as well as the controversy surrounding this buying method.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected] for more insights!

RELATED AREAS OF INTEREST:

3 big property investment myths busted open
5 steps to take on low-risk property developments
Securing finance after life-changing events: ‘Cash flow is key’

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To hear more about these services, make sure to tune into this episode of Property Showcase!

 Make sure you never miss an episode by subscribing to us now on iTunes!

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      • The benefit of building rather than buying existing property
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      In this episode of Property Showcase, Michael Beresford joins editor of Wealth James Mitchell to unpack why recent political changes are not reason for concern for Australian investors.

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      • His predictions for the market going forward
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Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because of the current financial climate.

In this episode of the Smart Property Investment Show, broker John Manciamelli and Momentum Media director Alex Whitlock joins host Tim Neary to discuss how APRA changes and the royal commission have resulted in a tighter lending economy and what that means for Australian investors.

They discuss what traps investors should avoid if they are trying to obtain finance, the four key growth drivers in a property market and unpacking trust structures while revealing one type of trust that you should miss.

If you like this episode, show your support by rating us or leaving a review on iTunes (The Smart Property Investment Show) and by following Smart Property Investment on social media: FacebookTwitter and LinkedIn.

If you have any questions about what you heard today, any topics of interest you have in mind, or if you’d like to lend your voice to the show, email [email protected]ropertyinvestment.com.au for more insights!

RELATED AREAS OF INTEREST:

How technology is changing the lending environment
Lessons from a falling market
APRA investor measures have ‘run beyond their usefulness’: industry body

 

AREAS MENTIONED:

Hobart
Bondi
Deception Bay

 

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Getting finance approved in this tightening lending environment

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