Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 15 Aug 2024

Aussies are now paying up to 3x their original home price in loans

With mortgage rates now as high as 8.9 per cent with some lenders, an Australian home owner may end up paying $1.7 million on a $600,000 loan.

Finance • 12 Aug 2024

Has rental growth reached its affordability ceiling?

The slowest rent rises in four years were recorded in July 2024, with some capitals seeing rental values drop back or remain flat.

Finance • 07 Aug 2024

The biggest Australian crisis that no one talks about

We have seen more than our fair share of crises in the past half decade. At times there’s been a looming economic crisis, the rental crisis, the crisis in overseas...

Finance • 06 Aug 2024

August cash rate call provides clarity for spring market

It’s been seven weeks since the last cash rate call, with opinions varying on whether the next move would be a hold or rise. Now, the Reserve Bank of Australia (RBA)...

Finance • 05 Aug 2024

5 factors to consider before refinancing a mortgage

With refinancing surging in popularity over the past 12 months, home owners must consider whether refinancing is right for their circumstances.

Finance • 23 Jul 2024

3 tips for managing mortgage stress

With a recent survey revealing around 165,000 home owners may be forced to sell their houses if elevated interest rates continue, it is necessary more than ever to...

Finance • 16 Jul 2024

Could ‘the bank of family and friends’ get you on the property ladder?

With no end of affordability issues in sight, social funding is being touted as a new way for aspiring Australian property owners to get a foot firmly on the ladder.

Finance • 15 Jul 2024

7 in 10 buyers prepared to move without a 20% deposit

As house prices rise, buyers are increasingly looking to alternative finance pathways to purchase their next home.

Finance • 11 Jul 2024

Are Australia’s skyrocketing construction costs finally settling down?

Residential construction costs could finally be stabilising, according to the latest data.

Finance • 11 Jul 2024

A concerning number of Aussies have ‘ditched or downgraded’ their property insurance

As the cost of living continues to bite, a new survey has shown many Australians have chosen to swap, scrutinise, or ditch their home insurance policies.