Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Government finalises HomeBuilder extension

The Albanese government has announced the deadline for existing HomeBuilder applicants has been officially extended.

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Which postcodes are most at risk from higher interest rates?

A new report showed the weight of higher interest rates may potentially fall disproportionately on regions already...

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THE PROPERTY NERDS: Finding your feet in the refinance boom

You may be waiting to see how mortgage rates shake out to make any big portfolio changes, but that doesn’t mean you...

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Property Finance Uncut: Don't be caught in RBA's rate hike crossfire

With the Reserve Bank (RBA) announcing its policy decision for June, borrowers are bracing for another rocky month...

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Circumnavigating visa restrictions for property finance

Unlocking property ownership may be challenging for couples with a partner with visa restrictions, but according to...

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New home lending rises for the first time in 16 months: ABS

The value of new housing loan commitments grew for the first time in March 2023 since the beginning of 2022 while first...

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Economic forecasting can be wrong, RBA warns

The central bank has reiterated that its forecast is not “pure predictions of the future”.

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Property Finance Uncut: RBA’s shock rate hike gives mortgage holders whiplash

With the Reserve Bank (RBA) delivering a shock rate decision for May, mortgage holders are left reeling on what steps...

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Half of NSW postcodes set to face high mortgage risk by May: PEXA

Over 46 per cent of NSW postcodes could spill into the “high mortgage risk” zone next month on the back of rising...

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RBA to have 2 boards as part of major shake-up

The central bank will soon have two boards — one to set the cash rate and another for governance — as part of one...

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ACT market a victim of plummeting investor confidence

The latest round of Australian Bureau of Statistics’ (ABS) lending data has led to the Territory’s peak real estate...

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Borrower confidence surges amid rate hike pause

Confidence amongst mortgage borrowers spiked in April after the central bank held the cash rate unchanged this month,...

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‘Reassuring’ rate pause a ‘welcome reprieve’ for homeowners

There appears to be a collective sigh of relief around the Reserve Bank of Australia’s decision to keep the cash rate...

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6 ways landlords can get ready for tax time

As we head into the last quarter of the current financial year, an expert gives tips on how landlords can get ready for...

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Property Finance Uncut: Is the tide turning on rising interest rates?

With the Reserve Bank (RBA) announcing its policy decision for April, there is much speculation about whether the...

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RBA makes April cash rate call

The Reserve Bank of Australia (RBA) has revealed its highly anticipated third cash rate decision of the new year.

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Refinances reach a new record: ABS

The value of owner-occupier home loan refinances tipped $13 billion in February 2023, as rate rises weigh on mortgage...

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ATO warns SMSF on sole purpose test for property investment

Property investment by an SMSF will fail the sole purpose test if it provides pre-retirement benefit to someone such as...

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Property investors are seeking safe havens in response to the slowing economy

Rising interest rates, high construction costs, and continued levels of inflation are placing significant pressure on...

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How to cope with changes in your borrowing capacity

Nothing frustrates a client more than the goal posts moving, whether it’s a real estate agent amending the purchase...

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Can Airbnb save Australians facing the ‘fixed rate cliff’?

With over 800,000 home owners expected to fall off their fixed rate mortgage in the coming months, one expert has...

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New Broker Academy 2023 to help you become a broker

Registrations have opened for the 2023 New Broker Academy, a free conference that arms you with tools to launch a...

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How do you calculate cash flow for an investment property?

When investing in real estate, it’s important to track your cash flow as it helps you determine whether or not you...

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10 of Australia's Growing Regions even after 10 Interest Rate Rises

Authored by Kev Tran - InvestorKit. As we enter into the second quarter of 2023, the good news is the national house...

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Can interest-only repayments breathe life into the Australian market?

Mark Bouris has called on the federal government to allow astute borrowers ahead of their repayments to switch to...

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