Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 01 Mar 2023

Borrowers’ hands tied by APRA’s serviceability buffer

Keeping the interest rate buffer at 3 per cent presents a major “roadblock” to both new and existing borrowers, according to Canstar.

Finance • 28 Feb 2023

Will you fall off the fixed rate ‘cliff’? Here’s 5 things to know

For many home owners, the looming fixed rate cliff presents itself as one of the greatest challenges for the year ahead.

Finance • 23 Feb 2023

How to tackle the looming ‘fixed-rate cliff’

Hundreds of thousands of borrowers with fixed-rate mortgages face a bumpy road ahead this year as record-low fixed-rate loans expire and higher “revert” rates hit.

Finance • 21 Feb 2023

Major consumer survey on taking out a home loan opens

Smart Property Investment is urging its readers to complete a survey about their experiences around taking out a home loan through a mortgage broker or a bank.

Finance • 14 Feb 2023

4 methods which could reduce your home loan

Even with financial stress growing among many Australian households in the face of rising interest rates and inflation, there are methods to relieve these pains.

Finance • 07 Feb 2023

Property Finance Uncut: RBA serves up first 2023 rate hike – Stop overpaying on your mortgage

With the RBA serving up a 25-basis-point rate hike in February, can borrowers continue to hold the line? While the going is getting tough for property investors, these...

Finance • 07 Feb 2023

RBA dishes out 2023’s first cash rate decision

Two months after its last meeting, the Reserve Bank of Australia (RBA) has delivered its debut cash rate decision of the new year.

Finance • 07 Feb 2023

Expect property price declines of up to 11% in 2023: Report

With interest rate rises weighing on prices, a new outlook report is forecasting property price falls of between 7 and 10 per cent nationally.

Finance • 06 Feb 2023

How this investor cracked the property finance code with just $5k

Is it possible to climb the property ladder with just $5,000 in your bank account? This first-time buyer did just that — with the help of a mortgage broker.

Finance • 04 Feb 2023

Australia’s interest rate future: When will the RBA cease rate hikes?

The Reserve Bank of Australia’s (RBA) aggressive, inflation-stemming cash rate hiking cycle has left many Australian home owners questioning if and when it will end.