Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

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Tasmania set to insure home owners against builder insolvencies

The Tasmanian government is developing a new scheme to provide a safety net for property owners who are building a...

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Home loan affordability plummeted to a record low in 2021

A non-bank lender has reported that 2021 was “the worst year on record” for home loan affordability.

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Consumer Access to Mortgages survey now open

Smart Property Investment is inviting its readers to complete a survey that delves into their experience with using a...

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Could this finance hack help buy your first property

If you’re new to property investing and have been wondering how you can dip your toes in the property market without...

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Over 1.1 million borrowers have never seen a rate hike

For more than a decade, the cash rate has not seen an increase, meaning more than 1.1 million Australian households...

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Real estate set to outperform other investment classes over next 5 years

Global real estate is expected to outperform bonds and equities over the next five years, according to a new report...

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5 ways to get ready for a rate hike

Speculations of interest rate hike continue to be a hot topic among economists, but borrowers would be wise to be...

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RBA makes first cash rate call for 2022

Amid speculation of rising interest rates, the Reserve Bank of Australia (RBA) has made its first cash rate call for...

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REIA: Consumer price index a ‘mixed bag’ for housing and home buyers

The All Groups consumer price index (CPI) climbed by 1.3 per cent in the December quarter of 2021 and by 3.5 per cent...

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Could the RBA raise interest rates this year?

With the latest figures from the Australian Bureau of Statistics (ABS) showing unemployment at its lowest level in well...

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Westpac forecasts higher interests rates: Borrowers warned to brace for higher repayments

Monthly repayments could soon cost borrowers a lot more cash if Westpac’s predictions for rate rises do come to...

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What’s your money mindset?

According to new research, most Aussies fall into four primary money mindsets. Knowing which category you fall into...

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How can new investors leverage equity?

Are you thinking of venturing into property investment but don’t have savings? The solution could be right under your...

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Taking out a loan? Here are 4 tips to avoid being trapped by debt

Applying for a home loan can be tricky and complicated, more so if it’s your first time going through the process....

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‘A slap in the face’: Qld’s new land tax slammed

The Real Estate Institute of Queensland (REIQ) is accusing the state government of treating the property market like a...

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Reverse mortgages get government rebrand

Reverse mortgages are set to get more enticing for older Australians, with the Australian government’s Pension Loans...

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Should Australian property investors be worried about Evergrande’s collapse?

A missed debt deadline last week confirmed the default of China’s second-largest property developer, Evergrande,...

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Government to reissue unused first home buyer grants

The government will roll over more than 4,500 unused guarantees for first home buyers from the previous financial year,...

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Goodbye 2% as last big four bank lifts fixed rates

The National Australia Bank (NAB) has become the final big lender to raise its fixed rate loans, effectively putting...

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RBA delivers December cash rate call

For the last time in 2021, the Reserve Bank of Australia has handed down its decision on the cash rate.

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6 reasons negative gearing may not be a great investment idea

Are you thinking of buying a property that will cost you some money to hold every year, which is popularly used and...

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Framing your finances for new opportunities

Smart Property Investment’s Phil Tarrant sits down with Paul Glossop, CEO of Finni Mortgages, to help first-time...

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What’s your tolerance for interest rate rises?

Low-interest rates may present an opportune moment to add further properties to your portfolio, but a mortgage expert...

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Strong Perth market helps property investors expand their portfolio

Property owners in Perth are taking advantage of the rising market to jump start their investment portfolios. 

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Are Aussies growing complacent around interest rates?

A majority of Australian borrowers and renters could not meet a mortgage or rent increase equivalent to a rate rise of...

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