Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
Construction read icon 1 min read
Finance • 05 Jul 2019
‘Fragility’ of housing market exposed in new figures
While there have been green shoots of positive price growth since the federal election, the latest building approvals figures point to the ongoing fragility of the...
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Australian money read icon 1 min read
Finance • 05 Jul 2019
Secret, bad debt habits hamper Aussie investors
Against a backdrop of housing affordability constraints and rising costs of living, Australian investors are embarrassed to admit they are trapped in “endless cycles...
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APRA read icon 1 min read
Finance • 05 Jul 2019
Big changes are coming to mortgage applications
The banking regulator has finalised its guidance for lenders on how they should assess loan serviceability, in a move tipped to make access to finance easier for...
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RBA read icon 1 min read
Finance • 04 Jul 2019
The lenders that cut their interest rates this week
Following the Reserve Bank of Australia’s lowering of the official cash rate to a record low of 1 per cent, a number of the non-majors have followed the big four in...
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Piggy bank and clock read icon 3 min read
Finance • 03 Jul 2019
How to save money with a new repayment strategy
With interest rates at new record lows, one mortgage broker explains why now is a great time to re-think their repayment strategy. He shares his tips for savvy...
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RBA read icon 5 min read
Finance • 02 Jul 2019
Cash rate call for July 2019 revealed
The Reserve Bank has released the outcome of its monthly board meeting for July, following widespread expectation of more rate cuts.
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Banks must support APRA response to assessment rates read icon 3 min read
Finance • 28 Jun 2019
Banks must support APRA response to assessment rates
Let’s be honest, the word “bank” has been a dirty word to the general public since the royal commission. But in reality, our banks in Australia, for the most part,...
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Aerial shot of property read icon 1 min read
Finance • 28 Jun 2019
Why there could be a mini surge in house prices
There are various market forces at play when predicting when the market will bottom out, and some of them point to a spike in home values.
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RBA read icon 4 min read
Finance • 28 Jun 2019
'The winners are borrowers': predictions roll in for cash rate cuts
With June’s cash rate decision, the first movement in nearly three years, July could see the historically low rate fall even further. But in this current state of...
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Aerial shot of property read icon 3 min read
Finance • 27 Jun 2019
Why interest rates no longer affect property values
Interest rates have always been seen as the big influencer of property values in Australia. But not any longer. Here’s why.
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