Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 02 Oct 2018

What did the RBA decide with cash rates this month?

The Reserve Bank of Australia has announced its cash rate decision for October following its monthly board meeting.

x realwealth

Finance • 01 Oct 2018

7 Ways to Increase your Income

Promoted by Blue Ink Finance. When applying for a loan, lenders will use your combined income to determine how much money they will lend you. If you can increase your...

Royal commission, mortgage industry, gavel, changes, finance

Finance • 28 Sep 2018

Latest from the royal commission: What it means for property investors

The interim report from the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry has been released. Here's how it could impact...

lending, payment, property investment, finance

Finance • 28 Sep 2018

2 major lending constraints today and how to overcome them

Several changes in the property investment landscape have significantly altered the lending environment, making it harder for some investors to grow their portfolio....

Marissa Schulze

Finance • 27 Sep 2018

Securing finance in the current market: What you need to know

Marissa Schulze has been investing in property since the age of 18 and by 28 her portfolio was bringing in a six-figure passive income. She has helped thousands of...

interest-only loans, finance, investment

Finance • 26 Sep 2018

When are interest-only loans going to be more viable again?

With the recent push away from interest-only loans by APRA and the RBA, this investor favourite is becoming more difficult to secure. We ask a mortgage broker when he...

mortgage stress, rentvestors, full force

Finance • 25 Sep 2018

Rentvestors feeling the full force of mortgage stress

Rentvestors are currently undergoing high levels of mortgage stress, even more so than owner-occupiers, the results of a new study indicate.

stop, ignore, giving up, major banks, borrowers

Finance • 25 Sep 2018

Borrowers are giving up on the major banks

APRA’s latest quarterly banking statistics show borrowers are not going to major banks due to lack of trust and are instead seeking out customer-owned banks, the CEO...

danger zone, fighter jet, loans

Finance • 24 Sep 2018

How to navigate through the danger zone of interest-only loans

Chances are if you currently have an interest-only loan, it will be running out in the next few years, or what one mortgage broker calls the “danger zone”. If you...

spi realwealth

Finance • 24 Sep 2018

Making the Most from Interest Only Loans

Promoted by Blue Ink Finance The age-old debate of Interest Only (IO) V’s Principal and Interest (P&I) is being turned on its head by discussing when to use them...