Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
Passing of Australian dollars read icon 1 min read
Finance • 09 Jan 2019
Broker flags ‘time and time again’ mistakes with financing
Property investors often make the wrong assumptions about what banks and lenders reward and look for when they’re looking to secure finance, according to one mortgage...
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Man wrapped in caution tape read icon 4 min read
Finance • 08 Jan 2019
Above-market valuations surface, creating 'negative equity'
Above-market valuations give investors more access to finance, but are having a negative impact on the equity position of property portfolios. 
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miniature house and coins property financing 2019 read icon 3 min read
Finance • 07 Jan 2019
Property financing in 2019: Will it get easier for investors?
One of the major issues for property investors in 2018 was the tightening of the lending environment as a result of the softening of major property markets, particularly...
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Govt’s latest call to banks could impact mortgages read icon 1 min read
Finance • 04 Jan 2019
Govt’s latest call to banks could impact mortgages
The Morrison government is calling on the banks to free up credit in 2019, as some cities experience GFC-style price dives.
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Property spruikers lurk in popular holiday spot, investors risk $16k penalty read icon 1 min read
Finance • 04 Jan 2019
Property spruikers lurk in popular holiday spot, investors risk $16k penalty
Holiday makers are being targeted by a group of spruikers, and being warned to watch out for unsolicited offers about property investment.
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australia globe mortgage property hotspots 2019 read icon 1 min read
Finance • 04 Jan 2019
Mortgage default black spots revealed for 2018, big markets tipped to overtake in 2019
Softening values in key markets like NSW and Victoria are exposing investors and home owners to mortgage defaults, particularly if they are heavily leveraged to secure a...
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1% cash rate tipped as markets move in buyers’ favour read icon 1 min read
Finance • 02 Jan 2019
1% cash rate tipped as markets move in buyers’ favour
Values in key markets of Sydney and Melbourne will drop up to 10 per cent this year and the Reserve Bank of Australia (RBA) will respond by slashing the official cash...
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Crowd people read icon 1 min read
Finance • 28 Dec 2018
Population slow-down one to watch for property investors
Australia's rates of population growth are continuing to soften, which has a knock-on impact to vital supply-and-demand dynamics in the residential property market. 
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Credit card payment read icon 2 min read
Finance • 27 Dec 2018
Investors’ Afterpay, PayWave spending creates headaches for new loans
Property investors should watch their discretionary spending in 2019, as popular new payment methods can impact a bank’s assessment of loan serviceability.
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property investment forecast prediction 2019 mortgage broker read icon 2 min read
Finance • 20 Dec 2018
Predictions for 2019’s mortgage market for property investors
With interest-only loan restrictions lifted from next year, we spoke to some of Australia’s top mortgage brokers to see what the financing market will look like for...
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