Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Finance • 07 Aug 2018

RBA announces August cash rate decision

The Reserve Bank of Australia has announced the official cash rate for August following its monthly board meeting.

protect equity, mortgage, Sydney, Melbourne, property investment, investors

Finance • 03 Aug 2018

Sydney, Melbourne investors should protect equity, says mortgage expert

While the property market of Sydney and Melbourne have been in a consistent state of decline after the property boom, mortgage expert Son Pham believes that investors...

interest rates, investors, deal with fluctuating interest rates

Finance • 03 Aug 2018

How investors can deal with fluctuating interest rates

In order to thrive in spite of tightening lending conditions and rising prices, investors are looking to minimise costs by fixing their mortgage rates. How can you...

Responsible lending, lenders, borrowers

Finance • 01 Aug 2018

Responsible lending: How lenders identify good borrowers

The tightening of lending regulations and the unprecedented increase in household debts across Australia has made it more difficult for homeowners and investors to...

Chicken and egg, what came first, falling markets or falling investor

Finance • 31 Jul 2018

Falling markets or falling investor demand: What came first?

You don’t have to go far to hear about how Sydney and Melbourne are experiencing a softening in the market and the number of investors in Australia are declining, but...

Cash flow is key, securing finance, key with dollar sign

Finance • 31 Jul 2018

Securing finance after life-changing events: ‘Cash flow is key’

Every investor wants to establish themselves as a good borrower so banks and lenders let them access funds for the growth of their portfolio. It's an easy enough task as...

Is it worth taking a loan with a higher interest rate?

Finance • 30 Jul 2018

Is it worth taking a loan with a higher interest rate?

One of the biggest mistakes I see new investors make is being too fixated on interest rates. Plus, they often forget that interest rates are always relative to what is...

Son Pham, Rethink Investing

Finance • 26 Jul 2018

Finance, mortgages and serviceability in the market today

With the Australian property market softening and lending criteria tightening, many are struggling to continue with their investment journey and wondering if now is even...

investment tip, right strategy, refinancing

Finance • 20 Jul 2018

Investment tip: Is refinancing the right strategy for you?

Amidst rising interest rates and tighter lending regulations, investors may opt to refinance their property to access additional funds and ultimately continue growing...

property investment, investing with bad credit, invest in property, investment tip

Finance • 17 Jul 2018

Investment tip: Can you invest in property with bad credit?

Investors are best advised to maintain a good credit history — make regular repayments, pay bills and taxes and avoid any financial trouble — throughout their...