Finance Tips and Insights - Smart Property Investment

6 min read

Finance • 18 Oct 2018

Extending interest-only home loans: is it worth the risk?

By 2020, around 200,000 interest-only loans worth over $480 billion will expire and reset to principal-and-interest loans. In the tightening lending environment, should...

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1 min read

Finance • 17 Oct 2018

Biggest capital city markets improve on affordability index

Housing affordability in key capital city markets is showing signs of life after several years of rapid deterioration, according to a national survey.

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3 min read

Finance • 17 Oct 2018

When to use specialist products like Low Doc Loans

Promoted by Blue Ink Finance. When you think about it, a self-employed person is often really busy running their business, looking after staff (where applicable),...

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4 min read

Finance • 17 Oct 2018

Is this the right time to fix your home loan?

Promoted by HashChing. Is it the time to fix your home loan to beat any potential rate hikes? Or, should you ride the market longer to benefit from the presently...

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1 min read

Finance • 15 Oct 2018

House-and-land developments concerning lenders, says property consultant

When property investors hear oversupply, chances are an oversupply of units come to mind. However, the head of a real estate consultancy firm says more attention should...

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3 min read

Finance • 15 Oct 2018

The best time to buy in the current property market

Tighter lending regulations have rendered some investors unable to grow their portfolio, but experts believe that even in its softening phase, the Australian property...

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3 min read

Finance • 11 Oct 2018

How first-time investors can secure a mortgage

Considering the tighter lending regulations nowadays, first-time property investors are finding it harder to secure financing for their first purchase. How can budding...

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3 min read

Finance • 10 Oct 2018

How the new serviceability assessment affects investment lending

Property financing has been impacted by unpredictable property market fluctuations experienced by most areas across Australia over the past few months. How will the...

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1 min read

Finance • 09 Oct 2018

Fixed rate loans spike as banks circle

With home loan interest rates up at three out of the four major banks, fixed rate mortgages are on the rise with property owners and investors. 

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3 min read

Finance • 05 Oct 2018

Investment tip: Managing interest-only loans in fluctuating markets

As the biggest Australian property markets enter the softening phase, investors are warned against falling off the ‘interest-only cliff’. Should they jump ship and...

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