Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

empty pocket, no deposit money, options for investors, investments, tips on investing

Finance • 05 Jun 2018

5 options for investors with little to no deposit money

First-time buyers often enjoy the assistance of First Home Buyers Loan and similar benefits that reduce the amount of deposit required, but is it still possible to...

Finance • 05 Jun 2018

RBA announces June cash rate decision

The official cash rate for June has been announced by the Reserve Bank of Australia following its monthly board meeting.

bushy martin

Finance • 01 Jun 2018

Understanding the capital growth to cash flow curve

“Capital growth or cash flow?” It’s the age-old argument for property investors, but the harsh reality is: it’s the wrong argument.

financial literacy, piggy bank

Finance • 29 May 2018

Government targets financial literacy but is it enough?

The federal government has announced it will start up a new body to help improve financial literacy across Australia, but one property expert claims the time and money...

Victor Kumar

Finance • 29 May 2018

How to profit from changing market conditions

When a market is transitioning, it takes a while for both sellers and landlords to catch up. If a market is softening, for example, people will often stick to prices...

Loan rates, pay money, cash, handing over payment, cash rate, Australian investors

Finance • 28 May 2018

Loan rates could rise further, investment firm warns

While the cash rate is unlikely to move any time soon, Australian investors could still face difficulty with rates on home loans, an investment firm has claimed.

Unaware, confused, businessman

Finance • 23 May 2018

Nearly half of Aussies unaware of LMI

Over two in five potential home buyers do not understand what lenders mortgage insurance (LMI) actually is, a new survey reveals.

David Wegener

Finance • 23 May 2018

Will your credit card derail your mortgage application?

Are you aware that there may be items on your credit card statement that could derail your mortgage application? We all know about the importance of paying bills on time...

Struggling to pay, pay rent, rental market, property market

Finance • 23 May 2018

Where are tenants struggling the most to pay rent?

According to an updated index, Australia is in the middle of a rental crisis, with a serious need for a national housing plan.

Debt, risk management

Finance • 21 May 2018

On risk management: ‘Any debt is debt’, says accountant

A lot of investors believe in the concept of good debt and bad debt, but for Integrity Plus Accounting’s Scott Kay, all debt can negatively impact a portfolio at the...