Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
calculator pen numbers pros and cons splitting home loans read icon 3 min read
Finance • 14 Apr 2018
Pros and cons of splitting your home loan
There are two main home loan options for investors—fixed rate home loans or variable rate home loans—but if you are looking to gain more flexibility, you may...
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strict lending rules, APRA, property market, lending agreement read icon 1 min read
Finance • 06 Apr 2018
APRA measures have ‘driven investors out’, new report finds
APRA’s tightened lending requirements have succeeded in pushing investors out of the property market, and the price growth slowdown has been in line with...
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BLOG: Why smart investors prioritise depreciation, even before tax time read icon 2 min read
Finance • 05 Apr 2018
BLOG: Why smart investors prioritise depreciation, even before tax time
I think most investors will know of the word depreciation. They would have come across it somewhere, but often it’s a secondary, if not a third or fourth,...
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RBA read icon 2 min read
Finance • 03 Apr 2018
RBA announces April cash rate decision
The official cash rate for April has been announced by the Reserve Bank of Australia following its monthly board meeting.
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Cash, money, lending money read icon 1 min read
Finance • 29 Mar 2018
Investment FAQ: How much will a lender let me borrow?
Valuers can easily offer subjective opinions on a particular asset, but there are ways investors can find out exactly how much a lender is willing to give out for the...
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Are we heading back to the (prosperous) future? read icon 4 min read
Finance • 27 Mar 2018
Are we heading back to the (prosperous) future?
Promoted by Propertyology Property prices more than doubled in just 5 years in Cairns, Perth, Mackay, Darwin, Margaret River, Hobart and Toowoomba during the 5 years...
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investors under the magnifying glass read icon 1 min read
Finance • 19 Mar 2018
The APRA knock-on effects putting investors under the magnifying glass
APRA’s various lending restrictions have hit investors’ ability to get finance, but how else have they been affected?
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Rate cuts, atest housing finance figures, magnifying glass read icon 1 min read
Finance • 19 Mar 2018
Investor lending resurgence potentially triggered by rate cuts: CoreLogic
By loosening APRA’s macro-prudential measures and discounting recent mortgage rates, a surge of investor lending could occur, according to CoreLogic.
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Luke Harris and Matthew Bateman read icon 4 min read
Finance • 16 Mar 2018
3 tips to make additional money on your property portfolio
When we’re young, the bulk of our income goes towards paying our bills, mortgage, and lifestyle. As we get closer to retirement, we want to pay for our lifestyles...
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Investor loan rate rises read icon 3 min read
Finance • 15 Mar 2018
Investor loan rate rises linked to APRA benchmarks: ACCC
The Australian Competition & Consumer Commission has released an interim report into the “opaque pricing” of Australia’s five biggest banks, which reveal...
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