Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
Cash, money, lending money read icon 1 min read
Finance • 29 Mar 2018
Investment FAQ: How much will a lender let me borrow?
Valuers can easily offer subjective opinions on a particular asset, but there are ways investors can find out exactly how much a lender is willing to give out for the...
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Are we heading back to the (prosperous) future? read icon 4 min read
Finance • 27 Mar 2018
Are we heading back to the (prosperous) future?
Promoted by Propertyology Property prices more than doubled in just 5 years in Cairns, Perth, Mackay, Darwin, Margaret River, Hobart and Toowoomba during the 5 years...
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investors under the magnifying glass read icon 1 min read
Finance • 19 Mar 2018
The APRA knock-on effects putting investors under the magnifying glass
APRA’s various lending restrictions have hit investors’ ability to get finance, but how else have they been affected?
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Rate cuts, atest housing finance figures, magnifying glass read icon 1 min read
Finance • 19 Mar 2018
Investor lending resurgence potentially triggered by rate cuts: CoreLogic
By loosening APRA’s macro-prudential measures and discounting recent mortgage rates, a surge of investor lending could occur, according to CoreLogic.
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Luke Harris and Matthew Bateman read icon 4 min read
Finance • 16 Mar 2018
3 tips to make additional money on your property portfolio
When we’re young, the bulk of our income goes towards paying our bills, mortgage, and lifestyle. As we get closer to retirement, we want to pay for our lifestyles...
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Investor loan rate rises read icon 3 min read
Finance • 15 Mar 2018
Investor loan rate rises linked to APRA benchmarks: ACCC
The Australian Competition & Consumer Commission has released an interim report into the “opaque pricing” of Australia’s five biggest banks, which reveal...
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Determining a property portfolio’s growth read icon 3 min read
Finance • 14 Mar 2018
Determining a property portfolio’s growth: Metrics to use
Smart Property Investment’s Phil Tarrant makes it a point to keep himself and his financial team updated about the different factors that contribute to the growth of...
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low interest rates, owner-occupiers read icon 3 min read
Finance • 13 Mar 2018
Should owner-occupiers worry about low interest rates?
The fluctuation of interest rates across Australia are presenting different opportunities to investors and owner-occupiers alike, but how will it actually impact the...
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Avoid this trap from the banks read icon 2 min read
Finance • 13 Mar 2018
LMI: How you can avoid this trap from the banks
Lender’s mortgage insurance (LMI) is a quicker way of getting your hands on a property but going along with it could spell bad news in the long run if you fall into a...
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fixed rate loans, piggy bank, investment, clock, savings, money read icon 1 min read
Finance • 13 Mar 2018
IO fixed rate loans predicted to come down ‘in the next few weeks’
Following APRA’s requirements to curb investor lending, one expert has claimed the big four banks have “overshot the mark”, and to rectify this short fall,...
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