Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Luke Harris and Matthew Bateman

Finance • 16 Mar 2018

3 tips to make additional money on your property portfolio

When we’re young, the bulk of our income goes towards paying our bills, mortgage, and lifestyle. As we get closer to retirement, we want to pay for our lifestyles...

Investor loan rate rises

Finance • 15 Mar 2018

Investor loan rate rises linked to APRA benchmarks: ACCC

The Australian Competition & Consumer Commission has released an interim report into the “opaque pricing” of Australia’s five biggest banks, which reveal...

Determining a property portfolio’s growth

Finance • 14 Mar 2018

Determining a property portfolio’s growth: Metrics to use

Smart Property Investment’s Phil Tarrant makes it a point to keep himself and his financial team updated about the different factors that contribute to the growth of...

low interest rates, owner-occupiers

Finance • 13 Mar 2018

Should owner-occupiers worry about low interest rates?

The fluctuation of interest rates across Australia are presenting different opportunities to investors and owner-occupiers alike, but how will it actually impact the...

Avoid this trap from the banks

Finance • 13 Mar 2018

LMI: How you can avoid this trap from the banks

Lender’s mortgage insurance (LMI) is a quicker way of getting your hands on a property but going along with it could spell bad news in the long run if you fall into a...

fixed rate loans, piggy bank, investment, clock, savings, money

Finance • 13 Mar 2018

IO fixed rate loans predicted to come down ‘in the next few weeks’

Following APRA’s requirements to curb investor lending, one expert has claimed the big four banks have “overshot the mark”, and to rectify this short fall,...

Steve Waters

Finance • 09 Mar 2018

Why arguing cash flow v capital growth is a mistake

More property magazine column inches have probably been devoted to this subject than just about any other – but I think those picking sides in the cash flow versus...

Phil Tarrant

Finance • 08 Mar 2018

BLOG: Learn to prioritise your lenders

If you’re looking to shift your loans to a three-year fixed rate, knowing which of your loans to move is just a matter of prioritisation.

Finance • 06 Mar 2018

RBA announces interest rate decision for March

The official cash rate decision for March has been announced by the Reserve Bank of Australia following its monthly board meeting.

investment strategies, property portfolio

Finance • 28 Feb 2018

2 investment strategies to kickstart your portfolio

Shaving off the cost of an investment property is always an effective strategy to get your foot through the door earlier than usual. These are two strategies that can...