Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Avoid this trap from the banks

Finance • 13 Mar 2018

LMI: How you can avoid this trap from the banks

Lender’s mortgage insurance (LMI) is a quicker way of getting your hands on a property but going along with it could spell bad news in the long run if you fall into a...

fixed rate loans, piggy bank, investment, clock, savings, money

Finance • 13 Mar 2018

IO fixed rate loans predicted to come down ‘in the next few weeks’

Following APRA’s requirements to curb investor lending, one expert has claimed the big four banks have “overshot the mark”, and to rectify this short fall,...

Steve Waters

Finance • 09 Mar 2018

Why arguing cash flow v capital growth is a mistake

More property magazine column inches have probably been devoted to this subject than just about any other – but I think those picking sides in the cash flow versus...

Phil Tarrant

Finance • 08 Mar 2018

BLOG: Learn to prioritise your lenders

If you’re looking to shift your loans to a three-year fixed rate, knowing which of your loans to move is just a matter of prioritisation.

Finance • 06 Mar 2018

RBA announces interest rate decision for March

The official cash rate decision for March has been announced by the Reserve Bank of Australia following its monthly board meeting.

investment strategies, property portfolio

Finance • 28 Feb 2018

2 investment strategies to kickstart your portfolio

Shaving off the cost of an investment property is always an effective strategy to get your foot through the door earlier than usual. These are two strategies that can...

Wake up Australia, we have a debt problem

Finance • 28 Feb 2018

Wake up Australia, we have a debt problem

Promoted by Confidence Finance. Ten years ago, the biggest financial crisis in decades rocked the global economy. At its roots, the GFC begun with American borrowers...

A beginner’s guide to home loan repayments

Finance • 26 Feb 2018

A beginner’s guide to home loan repayments

Getting a home loan is one of the most important steps to take in property investment, but keeping up and getting ahead of the repayments takes a different brand of...

David Shih

Finance • 26 Feb 2018

Demystifying equity and how you can use it towards your next purchase

In the property investing world, equity is the magic word that everyone is chasing! But what exactly is equity, and why is it so magical?

Property owners, mortgage stress, property investors, mortgage stress in investing

Finance • 23 Feb 2018

Owner-occupiers feeling mortgage stress, while investors are "very healthy"

According to a new report, the majority of Australians are feeling the weight of their mortgage, yet one expert claims to include investors in this category would be...