Lending

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Finance • 19 JAN 2026

Victoria leads investor lending growth

Investor lending has surged to record highs, driven by NSW and Victoria, while owner-occupier growth lags, highlighting strong investor demand for existing homes and...

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Finance • 14 JAN 2026

Mortgage stress falls to 3-year low

The risk of mortgage stress among Australian borrowers is at its lowest level since January 2023, but analysts have warned that this won’t last should interest rates...

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Hotspots • 24 FEB 2020

Brokerage firm pushes for socially responsible lenders

Central Coast-based finance brokerage advocates for the promotion of corporate social responsibility (CSR) by giving borrowers the opportunity to obtain finance from...

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Finance • 17 SEP 2019

Mutual banks’ lending growth outpaces majors

Customer-owned banking institutions wrote $6.6 billion in the 2019 financial year, up 7.8 per cent from the previous year and outpacing growth from the major banks.

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Finance • 16 SEP 2019

APRA leaves door open to new lending curbs

The risks that prompted APRA’s initial crackdown on mortgage lending “have not gone away”, chair Wayne Byres has said, warning against a “resurgence in...

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Finance • 13 SEP 2019

ASIC bans short-term lending model

The corporate regulator has used its product intervention powers to prohibit a model of short-term lending, which, it has found, causes “significant consumer...

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Finance • 22 NOV 2018

Impossible lending environment is ‘rubbish’, investors told

The tightening lending environment is scaring off investors, but one property educator shares why this is “a whole lot of rubbish.”

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Hotspots • 20 NOV 2018

Property investment amid tighter lending—is it worth the risk?

Many property investors are finding it hard to capitalise on the current market due to the tightening of the lending environment across Australia. Should they sit this...

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Investor Strategy • 12 NOV 2018

A tighter lending environment – should you be borrowing from a non-bank lender?

In this episode of the Smart Property Investment Show, Pure Finance’s Brendan Dixon joins host Alex Whitlock to unpack the challenges that many are facing in the...

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Finance • 09 NOV 2018

Investor lending hits record lows over September

Fresh statistics from the ABS reveal the number and value of lending is down, according to real estate experts.

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Finance • 05 NOV 2018

Fears of ‘out-of-cycle’ bank rate moves quashed by top economist

With the cash rate by the Reserve Bank expected by many experts to remain on hold for yet another month, rates from lenders have the potential to move independently of...

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Hotspots • 23 OCT 2018

First-home buyers ‘hurt’ by tighter lending environment

While experts believe that most property investors will be fine as lending interventions are implemented, first-home buyers could be bearing the brunt of fluctuating...

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Hotspots • 19 OCT 2018

How smart investors are thriving in a tight lending environment

While acquiring finance for property has become harder due to recent lending interventions, experts believe that investors can continue to grow their portfolios. Find...

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Finance • 15 OCT 2018

House-and-land developments concerning lenders, says property consultant

When property investors hear oversupply, chances are an oversupply of units come to mind. However, the head of a real estate consultancy firm says more attention should...

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Finance • 10 OCT 2018

How the new serviceability assessment affects investment lending

Property financing has been impacted by unpredictable property market fluctuations experienced by most areas across Australia over the past few months. How will the...

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Finance • 28 SEP 2018

2 major lending constraints today and how to overcome them

Several changes in the property investment landscape have significantly altered the lending environment, making it harder for some investors to grow their portfolio....

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Finance • 17 SEP 2018

Getting finance approved in this tightening lending environment

Many investors who would have been successfully approved for finance last year are struggling now to either begin or continue their property investment journey because...

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Finance • 30 SEP 2014

Auction buyers risk loan shortfall

As market conditions heat up in capital cities, investors have been warned to avoid overpaying at auction or face a funding crisis. 

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