Loans

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Finance • 14 AUG 2025

Investor demand soars 4x faster than owner-occupiers

New data showed a significant surge in investor loans, with owner-occupier growth lagging behind.

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Hotspots • 08 DEC 2020

New housing loan commitments soar to $22bn

The total value of new loan commitments for housing and the value of owner-occupier home loan commitments each reached record highs in October 2020, according to the...

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Hotspots • 20 NOV 2020

Falling loan deferrals prove market recovery: REIA

The reduction in loan deferral defies doom and gloom forecasts in the property market, the Real Estate Industry of Australia has said.

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Finance • 05 NOV 2020

Westpac decreases interest rate for home loans

Westpac has announced further changes to support home loan and small-business customers, including lowering fixed home loan rates and reducing rates on a number of...

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Hotspots • 21 NOV 2019

Property investment 101: Loan options for first home buyers

Having a well-structured mortgage loan that suits the investor’s specific needs, capabilities, limitations and long-term goals is among the most important drivers of...

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Finance • 27 NOV 2018

Interest-only loans divide property investors

A new study has revealed the nation is evenly split on interest-only loans; half of Australians think the loan type is a positive thing, while the other half view it...

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Hotspots • 22 OCT 2018

The different types of home loans for investors explored

Having a well-structured mortgage loan that suits the investor’s specific goals, capabilities and limitations is among the most important drivers of success in...

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Finance • 18 OCT 2018

Extending interest-only home loans: is it worth the risk?

By 2020, around 200,000 interest-only loans worth over $480 billion will expire and reset to principal-and-interest loans. In the tightening lending environment, should...

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Finance • 17 OCT 2018

When to use specialist products like Low Doc Loans

Promoted by Blue Ink Finance. When you think about it, a self-employed person is often really busy running their business, looking after staff (where applicable),...

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Finance • 09 OCT 2018

Fixed rate loans spike as banks circle

With home loan interest rates up at three out of the four major banks, fixed rate mortgages are on the rise with property owners and investors. 

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Finance • 05 OCT 2018

Investment tip: Managing interest-only loans in fluctuating markets

As the biggest Australian property markets enter the softening phase, investors are warned against falling off the ‘interest-only cliff’. Should they jump ship and...

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Hotspots • 28 SEP 2018

Bank reveals top reasons property investors avoid loan applications

The results of a survey from a bank have found that almost 50 per cent of investors avoid applying for home loans because they are too difficult – some would prefer...

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Finance • 26 SEP 2018

When are interest-only loans going to be more viable again?

With the recent push away from interest-only loans by APRA and the RBA, this investor favourite is becoming more difficult to secure. We ask a mortgage broker when he...

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Finance • 24 SEP 2018

How to navigate through the danger zone of interest-only loans

Chances are if you currently have an interest-only loan, it will be running out in the next few years, or what one mortgage broker calls the “danger zone”. If you...

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Finance • 24 SEP 2018

Making the Most from Interest Only Loans

Promoted by Blue Ink Finance The age-old debate of Interest Only (IO) V’s Principal and Interest (P&I) is being turned on its head by discussing when to use them...

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Finance • 14 SEP 2018

Sharp falls in investor and IO loans have reduced ‘the build of risk’: APRA

APRA’s announcement of drops in investor and interest-only loan approvals has revealed the full extent of its macro-prudential caps.

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Finance • 19 FEB 2016

What are the big four banks doing to investment loans?

With the big four banks complying with lending changes, what does this mean for property investors?

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Finance • 02 OCT 2014

Banks have reduced their fixed-rate home loans

It seems we are in the midst of a mortgage war with many of the big banks reducing their fixed-rate home loans to all-time lows.

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Finance • 30 SEP 2014

Auction buyers risk loan shortfall

As market conditions heat up in capital cities, investors have been warned to avoid overpaying at auction or face a funding crisis. 

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Finance • 07 JUN 2011

Banks push unnecessary loans

More than half of bank staff say they have seen customers steered towards financial products that they may not need, in order to reach sales targets, a new survey has...

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