Finance Tips and Insights - Smart Property Investment

4 min read

Finance • 09 Nov 2026

Post-rate mortem: How savvy investors are navigating higher rates

Another rate hike has put investors’ borrowing power under pressure, but a lender price war, alternative loan structures and untapped equity could unlock their next...

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2 min read

Finance • 03 Nov 2026

Margin calls loom as real estate values cool

Commercial property investors could be forced to sell otherwise profitable properties as falling valuations trigger margin calls, with lenders demanding additional cash...

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3 min read

Finance • 02 Nov 2026

Investors brace for painful hit as cash rate nears 4.85%

A fifth rate hike tomorrow could put investor cash flows on the brink, squeeze borrowing power and send property values backwards, forcing landlords to rethink their...

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5 min read

Finance • 29 Oct 2026

Laugh at France’s economy all you like. The bill is coming here too

Opinion: Markets have been rattled by France’s riots, and not only by the images of violence against small business owners. The shock was that France is now a country...

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2 min read

Finance • 28 Oct 2026

Fifth rate hike draws nearer as inflation jumps

With inflation climbing amid the cost-of-living squeeze and escalating conflict in the Middle East, another rate hike looms, threatening to put further pressure on...

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2 min read

Finance • 27 Oct 2026

Smart Property Investment launches Top 10 Investment Mortgage Brokerages 2027

Submissions are now open for Australia’s new national ranking of specialist investment mortgage brokerages.

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3 min read

Finance • 21 Oct 2026

To refinance or wait? Why a cheaper rate could cost investors their next property

Investors rushing to refinance before another rate hike could secure cheaper repayments but sacrifice hundreds of thousands of dollars in borrowing power if they choose...

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2 min read

Finance • 21 Oct 2026

Major bank CEOs to face Senate inquiry over offset failures

Australia’s banking chiefs face demands for answers as scrutiny intensifies over major offset failures, which have left thousands of borrowers short-changed.

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2 min read

Finance • 12 Oct 2026

InvestorKit strikes 7-figure deal to expand investor lending

Months after acquiring Dashdot’s assets, InvestorKit has announced a seven-figure merger with a broking business as it doubles down on investor lending and accelerates...

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2 min read

Finance • 30 Sep 2026

Fifth rate hike back on the table as inflation surges

Fresh inflation data has added another layer of uncertainty for the property market, with buyers now facing higher borrowing costs while waiting to see whether prices...

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