Finance Tips and Insights - Smart Property Investment

3 min read

Finance • 07 Oct 2021

How might APRA’s intervention affect the property market?

First home buyers and investors have both been pegged as the biggest losers of APRA’s recent lending announcement – here’s what could play out in the coming...

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2 min read

Finance • 06 Oct 2021

APRA boosts lending buffer to cool home loan risks

APRA hopes changing the rules around how banks assess the serviceability of home loans will cool rising household debt levels.

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1 min read

Finance • 30 Sep 2021

New findings reveal investors want fast flexible rental payments

Landlords are looking for more control over when they receive rental income, with only one in 20 investors being satisfied with receiving their payment two weeks after...

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4 min read

Finance • 30 Sep 2021

Should lending be limited to 6x income?

Debt-to-income ratio limits: do they help, or hinder? With the average property in Australian capital cities now over $700,000, limiting “high” DTI loans could put...

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1 min read

Finance • 28 Sep 2021

IMF sounds alarm on Australia’s rising house prices

The International Monetary Fund (IMF) is calling on Australian regulators to rein in the housing boom, citing risks to the country’s economic stability if growth...

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3 min read

Finance • 24 Sep 2021

RBA rings alarm on high debt levels

Risks to financial stability could be building as house prices and debt levels keep rising, the Reserve Bank has cautioned.

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1 min read

Finance • 10 Sep 2021

THE PROPERTY NERDS: Busting the biggest property and finance myths

On the latest episode of The Property Nerds podcast, self-proclaimed data nerds Arjun Paliwal and Leigh Paliwal deep-dive into property data and unpack what the biggest...

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2 min read

Finance • 09 Sep 2021

On the up: What will higher interest rates mean for real estate investors in New Zealand and further afield?

The Land of the Long White Cloud is shaping up to raise rates and the country may well be a bellwether for the Australian property market, observes Peter Rose.

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1 min read

Finance • 07 Sep 2021

RBA reveals September cash rate - 2021

Spring may have arrived – but has the promise of warmer weather and a path out of lockdown swayed the Reserve Bank of Australia (RBA) away from its record low cash...

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6 min read

Finance • 06 Sep 2021

Can you get an investment property loan with a bad credit?

Can you get an investment property loan with bad credit? The answer is 'yes' and here’s how you can do it.

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