Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

New home loan rules are here

Finance • 02 Nov 2021

New home loan rules are here: What you need to know

From 1 November, banks must ensure that new home loan applicants would be able to repay their mortgage at a new rate – so what will this actually mean for would-be...

Victorian landlords eligible for air conditioning rebate

Finance • 02 Nov 2021

Victorian landlords eligible for air conditioning rebate

Victoria has opened up an existing rebate for energy-efficient heating and cooling units to give landlords of residential properties access.

Home ownership

Finance • 02 Nov 2021

Home ownership dream shattered over the generations as deposit hurdle grows for first home buyers

The evidence continues to mount, proving that it is much harder for the younger generations to get a foot into the property market. The harsh statistics presented by...

Investors flock to QLD as vacancy rates stay ridiculously low

Finance • 28 Oct 2021

Investors flock to QLD as vacancy rates stay ridiculously low

Showcasing the popularity of Queensland as an investor haven, new investor loan commitments in the state reached $1.86 billion in August alone.

Australian home loan affordability

Finance • 27 Oct 2021

Australian home loan affordability at its lowest since 2016

With house prices continuing to soar, home loan affordability significantly dropped.

4 things borrowers can do with an increase in equity

Finance • 26 Oct 2021

4 things borrowers can do with an increase in equity

Thanks to the property boom pushing up property prices Australia-wide, many property owners aren’t necessarily aware of the fact that they are sitting on a gold...

Is ‘ultra-cheap’ funding on its way out?

Finance • 21 Oct 2021

Is ‘ultra-cheap’ funding on its way out?

A second big four bank has gone and hiked its fixed home loan rates for owner-occupiers.

retirees

Finance • 15 Oct 2021

Why tax breaks for retirees could be key to shaking up supply

Is a significant real estate bottleneck being caused by older Australians hanging on to their properties, rather than liquidating or downsizing as expected?

Federal Treasurer backs economic recovery as NSW emerges from lockdown

Finance • 11 Oct 2021

Federal Treasurer backs economic recovery as NSW emerges from lockdown

EXCLUSIVE: As New South Wales today transitions out of lockdown, and with Victoria soon to follow, the federal Treasurer Josh Frydenberg has told Momentum Media he’s...

Victoria launches $500m home buyer fund

Finance • 09 Oct 2021

Victoria launches $500m home buyer fund

In a bid to get more residents into their own homes, the Victorian government has announced its launch of a broad-based shared equity arrangement scheme for home...