Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Taking out a loan? Here are 4 tips to avoid being trapped by debt

Finance • 30 Dec 2021

Taking out a loan? Here are 4 tips to avoid being trapped by debt

Applying for a home loan can be tricky and complicated, more so if it’s your first time going through the process. How can you avoid falling into a debt trap?

‘A slap in the face’: Qld’s new land tax slammed

Finance • 21 Dec 2021

‘A slap in the face’: Qld’s new land tax slammed

The Real Estate Institute of Queensland (REIQ) is accusing the state government of treating the property market like a “cash cow” it can milk for profit.

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Finance • 16 Dec 2021

Reverse mortgages get government rebrand

Reverse mortgages are set to get more enticing for older Australians, with the Australian government’s Pension Loans Scheme to get a new name and a new lower rate in...

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Finance • 14 Dec 2021

Should Australian property investors be worried about Evergrande’s collapse?

A missed debt deadline last week confirmed the default of China’s second-largest property developer, Evergrande, giving renewed rise to fears of the potential impact...

Government to reissue unused first home buyer grants

Finance • 10 Dec 2021

Government to reissue unused first home buyer grants

The government will roll over more than 4,500 unused guarantees for first home buyers from the previous financial year, giving aspiring property owners a second chance.

NAB

Finance • 08 Dec 2021

Goodbye 2% as last big four bank lifts fixed rates

The National Australia Bank (NAB) has become the final big lender to raise its fixed rate loans, effectively putting an end to big four rates below 2 per cent.

RBA delivers December cash rate call

Finance • 07 Dec 2021

RBA delivers December cash rate call

For the last time in 2021, the Reserve Bank of Australia has handed down its decision on the cash rate.

6 reasons negative gearing may not be a great investment idea

Finance • 02 Dec 2021

6 reasons negative gearing may not be a great investment idea

Are you thinking of buying a property that will cost you some money to hold every year, which is popularly used and promoted by some investors?

Framing your finances for new opportunities

Finance • 29 Nov 2021

Framing your finances for new opportunities

Smart Property Investment’s Phil Tarrant sits down with Paul Glossop, CEO of Finni Mortgages, to help first-time investors know how to make that first step and break...

interest rate rises

Finance • 23 Nov 2021

What’s your tolerance for interest rate rises?

Low-interest rates may present an opportune moment to add further properties to your portfolio, but a mortgage expert wants investors to make sure they’re making...