Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Adrian Kelly

Finance • 10 Nov 2021

‘We take no comfort in the current record prices’: REIA

The standing committee on taxation and revenue has heard that Australia’s current housing affordability issues are “categorically the most significant on record”.

Why anticipated property price cuts may not materialise

Finance • 06 Nov 2021

Why anticipated property price cuts may not materialise

In response to the red flag raised by the Reserve Bank of Australia (RBA), property brokers’ groups think the interest rate risk warning is over the top.

mortgage rate

Finance • 03 Nov 2021

All big four banks raised mortgage rate in October

NAB, Australia’s third-largest bank, has changed its home loan rates dramatically, the majority of which have increased.

RBA hands down November cash rate decision

Finance • 02 Nov 2021

RBA hands down November cash rate decision

It’s the rate that stops the nation. The Reserve Bank of Australia (RBA) has revealed its cash rate decision for November 2021.

New home loan rules are here

Finance • 02 Nov 2021

New home loan rules are here: What you need to know

From 1 November, banks must ensure that new home loan applicants would be able to repay their mortgage at a new rate – so what will this actually mean for would-be...

Victorian landlords eligible for air conditioning rebate

Finance • 02 Nov 2021

Victorian landlords eligible for air conditioning rebate

Victoria has opened up an existing rebate for energy-efficient heating and cooling units to give landlords of residential properties access.

Home ownership

Finance • 02 Nov 2021

Home ownership dream shattered over the generations as deposit hurdle grows for first home buyers

The evidence continues to mount, proving that it is much harder for the younger generations to get a foot into the property market. The harsh statistics presented by...

Investors flock to QLD as vacancy rates stay ridiculously low

Finance • 28 Oct 2021

Investors flock to QLD as vacancy rates stay ridiculously low

Showcasing the popularity of Queensland as an investor haven, new investor loan commitments in the state reached $1.86 billion in August alone.

Australian home loan affordability

Finance • 27 Oct 2021

Australian home loan affordability at its lowest since 2016

With house prices continuing to soar, home loan affordability significantly dropped.

4 things borrowers can do with an increase in equity

Finance • 26 Oct 2021

4 things borrowers can do with an increase in equity

Thanks to the property boom pushing up property prices Australia-wide, many property owners aren’t necessarily aware of the fact that they are sitting on a gold...