Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.
debt read icon 2 min read
Finance • 17 Mar 2022
APRA: Risky debt still on the rise
Nearly one in every four new mortgages is risky, according to the Australian Prudential Regulation Authority (APRA).
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Sydney’s best-performing areas at various price points read icon 1 min read
Finance • 15 Mar 2022
Sydney’s best-performing areas at various price points
The past year has been a phenomenal one for Sydney’s property market, with prices in most suburbs skyrocketing. So what suburbs should you keep an eye on in 2022?
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house prices drop read icon 1 min read
Finance • 10 Mar 2022
What happens if house prices drop?
Property prices in Sydney and Melbourne could fall by 3 per cent in 2022 and 9 per cent in 2023, according to RateCity’s analysis of Commonwealth Bank’s latest...
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Capital growth v cash flow read icon 2 min read
Finance • 04 Mar 2022
Capital growth v cash flow: How to grow your portfolio
There’s so much noise about property investment hacks. Some say go for capital growth; others say cash flow is king. Which one actually works?
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RBA reveals March cash rate decision read icon 2 min read
Finance • 01 Mar 2022
RBA reveals March cash rate decision
Is this the year for rate rises? The Reserve Bank of Australia (RBA) has released its second interest rate decision for 2022.
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NSW property equity scheme read icon 1 min read
Finance • 23 Feb 2022
A ‘bitter pill’ for first home buyers: NSW property equity scheme slammed
NSW’s proposed property equity scheme has been called “a slap in the face for first home buyers” by the Real Estate Institute of NSW (REINSW).
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rate rises read icon 3 min read
Finance • 22 Feb 2022
6 reasons rate rises won’t spell doom for property investors
The Reserve Bank of Australia (RBA) is now likely to raise interest rates towards the second half of 2022, which, experts say, will cause house prices to slide. Is it...
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Tasmania set to insure home owners against builder insolvencies read icon 1 min read
Finance • 19 Feb 2022
Tasmania set to insure home owners against builder insolvencies
The Tasmanian government is developing a new scheme to provide a safety net for property owners who are building a home.
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Home loan affordability plummeted read icon 1 min read
Finance • 18 Feb 2022
Home loan affordability plummeted to a record low in 2021
A non-bank lender has reported that 2021 was “the worst year on record” for home loan affordability.
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Consumer Access to Mortgages survey now open read icon 1 min read
Finance • 17 Feb 2022
Consumer Access to Mortgages survey now open
Smart Property Investment is inviting its readers to complete a survey that delves into their experience with using a mortgage broker.
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