Finance Tips and Insights - Smart Property Investment

Property investment is often regarded as a game of finance. Here’s how you can best understand the financing options and strategies to suit your portfolio.

Tasmania set to insure home owners against builder insolvencies

Finance • 19 Feb 2022

Tasmania set to insure home owners against builder insolvencies

The Tasmanian government is developing a new scheme to provide a safety net for property owners who are building a home.

Home loan affordability plummeted

Finance • 18 Feb 2022

Home loan affordability plummeted to a record low in 2021

A non-bank lender has reported that 2021 was “the worst year on record” for home loan affordability.

Consumer Access to Mortgages survey now open

Finance • 17 Feb 2022

Consumer Access to Mortgages survey now open

Smart Property Investment is inviting its readers to complete a survey that delves into their experience with using a mortgage broker.

Could this finance hack help buy your first property

Finance • 12 Feb 2022

Could this finance hack help buy your first property

If you’re new to property investing and have been wondering how you can dip your toes in the property market without a deposit, you’re going to want to check out...

rate hike

Finance • 04 Feb 2022

Over 1.1 million borrowers have never seen a rate hike

For more than a decade, the cash rate has not seen an increase, meaning more than 1.1 million Australian households have never seen a cash rate increase.

Real estate set to outperform other investment classes over next 5 years

Finance • 02 Feb 2022

Real estate set to outperform other investment classes over next 5 years

Global real estate is expected to outperform bonds and equities over the next five years, according to a new report from Oxford Economics.

5 ways to get ready for a rate hike

Finance • 02 Feb 2022

5 ways to get ready for a rate hike

Speculations of interest rate hike continue to be a hot topic among economists, but borrowers would be wise to be “rate rise ready” instead of shifting to panic...

RBA makes first cash rate call for 2022

Finance • 01 Feb 2022

RBA makes first cash rate call for 2022

Amid speculation of rising interest rates, the Reserve Bank of Australia (RBA) has made its first cash rate call for 2022.

REIA: Consumer price index a ‘mixed bag’ for housing and home buyers

Finance • 29 Jan 2022

REIA: Consumer price index a ‘mixed bag’ for housing and home buyers

The All Groups consumer price index (CPI) climbed by 1.3 per cent in the December quarter of 2021 and by 3.5 per cent for the year, according to the Australian Bureau of...

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Finance • 29 Jan 2022

Could the RBA raise interest rates this year?

With the latest figures from the Australian Bureau of Statistics (ABS) showing unemployment at its lowest level in well over a decade, speculation that official interest...